Credit score
What is a credit score?
What is something that credit utilization doesn't apply to?
What makes it difficult to apply for new credit?
What is bad credit
What is secure credit?
What is opening a small credit card with a credit union
What effect a credit score?
What is payment history, utilization, and length of history
what is a good credit utilization rate to maintain?
What is 740 or above
What is variable interest rate?
What is variable rate that changes over time
How can you build credit?
What is getting a secure credit card or becoming a authorized user under a parent
What is Payment History?
what is a payment you've made on a credit card
Why is it important to have a good credit rate?
What is being in a good spot to buy a car or a house
What is APR?
What is annual percentage rate
How often should someone check their credit score?
What is every 3-6 months
What is the difference between credit report and credit score?
What is history of accounts/payments and what is the number calculated by data
What is the ideal credit utilization rate
What is below 30%
What are pre payment penalties?
What is charges for paying off a loan early
Why would it be good to be an authorized user under a family member that has good credit?
What is positive payment history that will help your score