Numbers
What is the minimum credit score we would like to see if applying for an auto loan?
620
What Loan is up to 60 months and as low as 15.74% rate?
Signature Loan
What department governs CU1 Policies and OFAC program?
BSAoperations
What is an independent federal agency that charters, regulates, and supervises Credit Unions?
National Credit Union Administration (NCUA)
What is the APY of a 60 month Shared Certificate Plus?
2.75%
What Account needs the requirement $500 and aggregate relationship with CU1 of $50,000?
Premium Plus Checking Account
or
Fighting Irish Premium Plus Checking
What department reviews special documents, Trusts, Deceased Accounts, and Estates?
Legal Operations
What is protects consumers when they use electronic fund and remittance transfers?
Regulation E
What is the line of credit limit for Heloc (owner occupied)?
$10,000 - $700,00(80%CLTV)
or
$10,000 - $350,000(90%CLTV)
What account needs $50,000 to open?
Shamrock High Yield Savings
This department handles tasks like opening accounts, processing deposits and withdrawals, and assisting members with everyday banking needs—often serving as the frontline of member interaction.
What is the Branch operations?
What is Under the Bank Secrecy Act, credit unions are required to file this type of report when a transaction involves more than $10,000 in cash.
Currency transaction Report
What is the Fee for Account Research/Account Balancing?
$25/half hour
What CC is $0 intro the first year, $99 after that?
Visa Signature travel Rewards + Card
What is ATM adjustments, ACH Balancing, Bank Wire Approval?
Accounting
What is an agency within the U.S. Department of the Treasury that enforces U.S. foreign policy and national security objectives?
Office of Foreign Assests Control (OFAC)
What is the Minimum Balance requirement for an Business Elite Checking?
$25,000
This type of mortgage offers the stability of consistent monthly payments over the life of the loan, making it a popular choice for members planning to stay in their home long-term.
What is a fixed-rate mortgage?
What is, Past Due loans, Repossessions, Past Due Credit Cards?
Collections
What is Governs the collection and use of consumer credit information?
Fair Credit Reporting Act (FCRA)