About Scott
How many brother's do I have?
What is 2 - Twin Sean & Stephen
What does ARM stand for?
What is an Adjustable Rate Mortgage
CrossCountry Mortgage is a?
What is a mortgage bank.
What state is CCM headquarters located in?
Cleveland Ohio
Who makes the decision on whether a loan is approved or denied?
Who is the underwriter.
What is my favorite outside of work activity?
What is Golfing / Cooking
What does PMI stand for?
What is Private Mortgage Insurance
An intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages
What is a mortgage broker.
In what state does my team reside in?
What is New Jersey.
Does an appraisal get ordered before or after a file is sent into underwriting?
What is before - we can order an appraisal without fully executed contracts.
In what month did I get married?
What is October 2014
A credit which is applied by the lender to help reduce closing costs?
What is a Seller's Concession
An institution that funds mortgages and offers them through third parties, such as a bank, credit union or mortgage broker.
What is a wholesale mortgage lender.
CrossCountry mortgage was founded in what year?
What is 2003.
At what point in the process will you be introduced to the processor?
After the initial approval given by the underwriter.
How many children do I have?
What is 1. My son Austin
What is a VA loan.
A mortgage home loan with a 30-year repayment term and a fixed interest rate that doesn't change throughout the life of the loan.
What is a 30 Year Fixed rate mortgage.
Who is the CEO of CCM?
Ronald Leonhardt, Jr.
This is issued by the underwriter before attorneys will schedule the closing date?
What is the clear to close.
How many years have I been in the mortgage business?
What is 9 years.
What does non QM stand for?
What is a non qualified mortgage.
What index is used when determining interest rates?
What is a treasury Index.
What is our motto?
What is making every mortgage feel like a win.
Who is responsible for providing the initial contracts when an offer is accepted?
Who is the sellers attorney