CIP
THE INFORMATION THAT WE REQUIRE TO ADD A CUSTOMER INTO BANKWAY
NAME, ADDRESS, SSN, DOB
WHEN DOES THE DEPOSIT EXCEPTION REPORT COME OUT
FRIDAY
WHAT DO WE CHANGE THE REG E OPT IN OPTION TO WHEN OPENING AN ACCOUNT
OPT IN/OPT IN DECLINED
HOW MUCH DOES IT COST TO OPEN A PERSONAL ESSENTIAL CHECKING
$50.00
THE INFORMATION THAT WE REQUIRE TO LOAD A BUSINESS
BUSINESS NAME, TAX ID, ADDRESS, APPLICATION, SUPPORTING DOCUMENTATION
VERIFYING THAT AN ADDRESS IS VALID USING WHAT SYSTEM
GEO CODING
WHEN DOES THE CIP EXCEPTION REPORT COME OUT
MONDAY
CAN THE CUSTOMER CHANGE THEIR CHOICE OF OPT IN AT ANY TIME?
YES
THE ACCOUNT WE OPEN AS A CHANCE TO REESTABLISH A CHECKING ACCOUNT
OPPORTUNITY
HOW MUCH IT COSTS TO OPEN A BUSINESS ANALYSIS ACCOUNT
$300.00
THE INFORMATION THAT WE REQUIRE FOR MINORS
NAME, DOB, SSN
HOW MANY DAYS WILL REQUIRE OFFICER APPROVAL
90
HOW MUCH IS THE FEE IF THE BANK PAYS A CUSTOMER'S CHARGE USING THEIR OD PROTECTION
$36.00
CAN A MINOR OPEN A CHECKING ACCOUNT BY THEMSELVES
NO, MUST HAVE SOMEIONE 18 OR OLDER ON THE ACCOUNT
HOW MUCH DOES A PERSON NEED TO OWN OF A BUSINESS TO QUALIFY FOR BENEFICIAL OWNERSHIP?
25% OR MORE
TYPES OF VALID IDENTIFICATION
DL, STATE ID, PASSPORT, VISA, FIREARMS PERMIT, WORKERS AUTHORIZATION CARD
TO WHAT DEPARTMENT DO WE SEND DEPOSIT EXCEPTION REMOVALS
DEPOSIT SERVICES
CAN WE CHANGE A CUSTOMERS OD LIMIT TO BE HIGHER
NO
CAN YOU REMOVE SOMEONE FROM AN ACCOUNT BECAUSE OF A DIVORCE?
WHAT DEPARTMENT DO WE EMAIL THE SUPPORTING DOCUMENTATION TO FOR INSTRUCTIONS?
BUSINESS DOCS
HOW TO TELL IF A CUSTOMER QUALIFIES FOR AN ACCOUNT
VERIFY CUSTOMER, READ REPORT, NO CLOSURES FOUND OR NO MORE THAN ONE CHARGEOFF LESS THAN $500 WITH A REASON FOR CLOSING AS NSF/OVERDRAFT
TO WHAT DEPARTMENT DO WE SEND CIP EXCEPTION REMOVAL REQUESTS
BSA
CAN WE GIVE A CUSTOMER THE AMOUNT OF THEIR OD LIMIT?
NO, WE CAN VERIFY FUNDS
THE TRAN CODE WE USE TO CLOSE AN ACCOUNT
TC 52
WHAT 3 FORMS NEED TO BE SIGNED FOR A CORPORATION IN NEW ACCOUNT DESK?
SIGNATURE CARD, BUSINESS RESOLUTION, BENEFICIAL OWNERSHIP FORM