HAART
CLAIM INVESTIGATION
MISC.
RENTAL or TOW
COLLISION or COMPREHENSIVE
100

Who do we read coverages to?

NI, Insured, Listed Driver

100
Who can verify permissive use?

Named Insured

100

Vermont calendars should be set for?

20 days

100

Primary rental vendors for State Farm are?

Enterprise and Hertz 

100

Damaged caused by trailer?

Collision

200

When would we file a claim with AJRS?

Wheel and tire theft

Vandalism: slashed tires

200

2+ moving vehicles should be handled by? 

Property

200

In what States do we update Driver ID?

California- 05,55,75

Texas-43,53

New Jersey- 30

200

How many authorized days of rental can we set up for Claimant?

25 days

200

V1 was stolen and involved in a collision, the damage is covered under?

Comprehensive

300

What should you check mark in HAART when following the OIC process?

Record Only

300

When will the permissive use 7 question apply

Non- 22 states, unlisted driver is reported 

or claim remains in Express 

300

VOICE OF THE CUSTOMER 

Q4 FOCUS IS:

CONFIDENCE & EMPATHY 

300

NI refused to move ETL/PTL, CA should?

Send refusal to move letter and set last day of storage. 

300

V1 has G COV, but NI will not pursue repairs, what is CA's next step?

Closing 400 without pay.

 

400

UPD assignments are to be sent through? 

MAX/ECS 

Manually set deductible in MAX/ECS stated in UPD calculator or under policy coverage

400

Storage mitigation must be discussed when?

Anytime a vehicle is incurring storage fees
400

When is MRU Review needed?


Claim exposure involving U.S. policy with exposure in Mexico

400

CDW/ SLP/ PAI apply to what states?

VA and MD

400

NI reports injuries related to an accident, what would you file this under?

Collision

500

 Drive Safe & Safe telematics reports data indicating the time of DOL, but NI reports an hour difference to CA. Should CA select Apply?  

NO

500

Within the 22 states where an unlisted driver is reported. How are we to handle Storage Mitigation?

Only advising storage fees- NO LETTER

*We are in the process of investigating your claim and have not determined liability. If your vehicle is incurring a daily storage fee it is your responsibility to take action to mitigate those costs which may include having your vehicle towed to a location that does not charge a daily storage fee. If we determine we owe for damages to your vehicle, we will reimburse up to 2 business days of storage costs.

500

What is the process for US policy with Canadian Claimant?

Reassign 200 to CCBAT

Canada Cross-Border Assignment Team

500

In the comment section to R1 vendor, what must be added by CA.

Add to the Comments section if the vehicle is Drivable or Non-Drivable

PLEASE MANAGE INSURED RENTAL BENEFITS UP TO POLICY LIMITS OR TERMINATION DATE.

@Shop

500

Who is eligible to file a minni tort claim? 

If the other party has comparative negligence for the loss, the insured can make a Mini tort claim against the OIC of that driver.