Credit
Budgeting
Renting
Buying
CATHOLIC!
100

THIS IS A REPORT CARD FOR YOUR CREDIT HISTORY.

WHAT IS A CREDIT REPORT?

100

THESE ARE THE FIRST TWO STEPS IN CREATING A BUDGET.

WHAT IS DETERMINING YOUR INCOME AND EXPENSES?

100

THIS IS WHAT YOU MUST KNOW BEOFRE BEGINNING YOUR RENTAL SEARCH.

WHAT IS YOUR BUDGET?

100

THIS IS THE PAYMENT YOU MUST MAKE EACH MONTH TO YOUR LENDER.

WHAT IS A MORTGAGE?

100

THIS IS THE PATRON SAINT OF HOME BUYERS AND RENTERS.

WHO IS ST. JOSEPH?

200

THIS WEBSITE IS WHERE YOU CAN CHECK YOUR CREDIT REPORT FOR FREE ONCE A YEAR.

200

THREE WAYS/STYLES TO TRACK, CREATE, OR START A BUDGET.

WHAT ARE APPS, ENVELOPE SYSTEM, SPREADSHEET, PEN AND PAPER, AND DON'T SPEND MORE THAN YOU MAKE?

200

THIS IS A PERSON WHO DOESN'T LIVE AT THE PROPERTY BUT IS FINANCIALLY RESPONSIBLE FOR PAYING THE RENT. 

WHAT IS A CO-SIGNER?

200

THIS IS A LEAGAL AGREEMENT WHICH A BUYER AND SELLER ENTER INTO SHOWING THE TERMS OF THE AGREEMENT.

WHAT IS A CONTRACT?

200

THIS CATHOLIC TRADITION IS STATED TO HELP ANYONE SELL THEIR HOME QUICKLY.

WHAT IS BUYING A STATUE OF ST. JOSEPH UPSIDE DOWN?

300

THIS HAS THE MOST NEGATIVE IMPACT ON YOUR CREDIT.

WHAT IS NOT PAYING THINGS ON TIME.

300

THIS IS THE IDEAL AMOUNT TO ALWAYS HAVE IN YOUR SAVINGS ACCOUNT.

WHAT IS 3 MONTHS INCOME?

300

THIS IS THE POLICY WHICH THE LANDLORD MAY MAKE YOU PURCHASE WHICH PROTECTS YOU IN CASE YOU CAUSE ACCIDENTAL DAMAGE TO THE PROPERTY?

WHAT IS RENTAL INSURANCE?

300

THESE FOUR ITEMS TYPICALLY MAKE UP YOUR MONTHLY PAYMENT.

WHAT ARE PRINCIPAL, INTEREST, INSURANCE, AND TAXES?

300

ON THE FEAST OF THE EPIPHANY THIS IS BLESSED IN A TRADITION SO THAT FAMILIES MAY BLESS THEIR OWN HOMES.

WHAT IS CHALK?

400

THESE ARE THREE WAYS TO BUILD YOUR CREIDT SCORE.

WHAT ARE CREDIT CARDS, STORE ACCOUNTS, PAYING BILLS ON TIME, AND LOANS (AUTO, MORTGAGE, SCHOOL)

400

IF YOU EAT A CHICKEN CHIPOTLE BURRITO TWICE A WEEK FOR A YEAR, THIS IS HOW MUCH MONEY WOUD YOU SPEND ON EATING BURRITOS FOR THE YEAR?

WHAT IS $743.60 BEFORE TAX, DRINK, CHIPS OR GUAC?

400

THIS PAYMENT ENSURES THE LANDLORD THAT YOU WILL LEAVE THE PROPERTY IN THE SAME CONDITION IN WHICH YOU MOVED IN AND WILL FUFILL YOUR LEASE.

WHAT IS A SECURITY DEPOSIT?

400

THIS IS WHAT YOU NEED TO HAVE ISSUED BEFORE LOOKING AT HOMES TO BUY.

WHAT IS A PRE-APPROVAL LETTER?

400

THESE ARE THE TWO ITEMS WHICH A PRIEST OR DEACON WILL USE TO BLESS A HOME.

WHAT ARE HOLY WATER AND SALT?

500

THIS IS THE NUMBER OF THE BEST CREDIT SCORE YOU CAN HAVE.

WHAT IS 850?

500

THIS IS THE RECOMMENDED MONTHY PERCENTAGE YOU SHOULD PUT TOWARDS SAVINGS.

WHAT IS 10%?

500

THIS IS THE UTILITY WHICH THE LANDLORD MAY COVER AS PART OF YOUR LEASE?

WHAT IS THE WATER BILL?

500

THIS IS THE TIME IN THE REAL ESTATE TRANSACTION WHEN YOU CAN TERMINATE IF YOU DO NOT LIKE WHAT YOU SEE.

WHAT IS THE INSPECTION PERIOD?

500

THIS IS THE ESTIMATED REAL ESTATE VALUE OF THE VATICAN.

WHAT IS 15 BILLION DOLLARS?