Duties Owed
The act of having proper view of the road and your surroundings.
What is keeping a proper look out?
Not signaling when changing lanes.
What is failure to use turning signal?
The responsibility to another person or entity.
What is liability?
A fault greater than 50 does not collect.
What is Modified 51%?
Inforce, Insuring Agreement, Insured Property, Insured Person
What are the 4 I's in I4A4?
A duty to prevent a backing accident.
What is backing when safe to do so?
Not honking, breaking, or swerving.
What are duties breached?
What is pure comparative?
Amendments and Endorsements, Any Exclusions, All Conditions Met, Additional Insurance
What are the 4 A's in I4A4?
The rules pertaining to bikes and the rules of the road.
What are bike laws?
Opening your car door and having it ripped off by a bus.
What is failure to open door safely?
Responsibilities drivers have to one another and themselves while on the road.
What are duties owed?
50% and greater negligence can't collect.
What is Modified 50%?
Wear Customer Shoes, Get it Done, Lead Always, Learn and Grow, Try New Things, Win Together.
What are the Esurance Values?
Stopping at a stop sign and waiting for the intersection to become clear before proceeding.
What is yield the right of way?
Running a red light.
What is failure to obey traffic signals?
The result of breached duties.
What are damages?
Recovery barred if there is any liability.
What is pure contributory?
30/60/25
What are the state of Texas limits of liability?
Keeping right and allowing fast moving traffic to flow.
What is yield to the fast lane?
Hitting a family crossing a street.
What is failure to yield to pedestrians in crosswalk?
The breaches of duty that cause an accident.
What is proximate causes?
A partial legal defense that reduces the amount of damages that a plaintiff can recover in a negligence-based claim.
What is Comparative Negligence?
Scene, Destination, Lookout, Opportunity to Avoid, Force & Location, Post-Accident, Injuries, Summary.
What are the 7 building blocks?