Free
What is the minimum deposit?
What is $25
What is the opening deposit for Interest Checking
$100
What is the balance to avoid the monthly service charge
$5,000 average daily balance or $1500 in combined balances
How much are paper statements for Select and Premium
0
What is the amount Commerce charges to use a non Commerce ATM
$2.95
What is the service charge for the Free Checking
What is none
What is the minimum balance to avoid the serivce charge
$1000 daily balance or $500 direct deposit one a month
What is all includes in the combined balances
checking, savings, MM, CD and IRA
How many free stop pays does the Select and Premium get for free a year
Select - 1
Premium - 3
This product is a good solution when someone needs to protect their social security number.
What is IDR or ID Monitor?
Name 2 thing that come free with the Free Checking
What are OLB, VCC, and Statements
WHat is the monthly service charge if the minimum balance is not met
$11
What is the 1 free product that the Relationship checking gets that the Free and Interest checking does not get
Single Commerce Bank checks
What is the minimum balance to avoid service charges for both accounts and what is the fee
Select - none
Premium- $5000 average daily balance or $15000 in combined
Select fee - none
Premium - $17
This service is included with every deposit account and allows customers to complete multiple banking request including see balances, activity and transfering money between accounts.
What is Online Banking?
What is the fee for Text alerts
What is Free
What is the Interest Rate on the Interest Checking
rate .005 apy .01
What is the service fee if requirements are not met
$22
Name 3 discounts that Select and Premium offer
Loan Discounts
$100 towards origination fee
Premium gets a free small SDB
Premium gets free financial planning consultation
This card is good for traveling, online purchases and minors but has this purchase price.
True or False
The Free chcking is the only account that does not qualify a business account to avoid the $5 charge
False
How long can you get digitally stored statements for the Interest checking
7 years
How do they determine the average daily balance on the Relationship checking
The ending ledger balance in the account each day, divided by the number of days in the month
Name 2 companies that are on the Benefits Banking list in Pittsburg
Millers, Pitt State, Jay Hatfield, Medicalodges, Pitsco, Pittsburg School
The service we provide that has a fee to move money but is a cheaper alternative for customers who use a debit card.
What is overdraft protection or overdraft transfer?