What is dated six months or more before it is presented for payment or deposit
What is stale check
100
How many Federal Reserve regulations are there
What is four
100
LLC Stands for limited liabily company
What is true
100
what provides full information about bank policies, such as electronic funds transfer policies,lending policies,interest crediting,and compliance with banking regulations.
What is Disclosure Statements
200
Is dated later than when it was written
What is post - dated check
200
Which Regulation is required to maintain reserves for the funds that have to deposit?
What is Regulation D
200
The account rules include definition,requirements , restriction and rate schedules.
What is false
200
What explains when deposited funds will be available for use by the consumer?
What is Check Hold policies
300
what requires banks to disclose the interest rate paid and the fees charged on deposit accoounts to enable consumers to make comparisons among depository insitutions?
What is Regulation DD
300
what imposes a number of requirements on banks or despository insitutions?
What is Federal Reserve
300
The banks waiver does prevent it from enforcing the same provision(s) that it waived previously.
What is false
400
What spells out who may do what , both in terms of the account as it exists when it is opened and in the event of inconsistencies , disputes , or the dealth of parties?
What is Signature policies
400
Govering Documents are ________ account documents that are sometimes collectively .
What is deposits
400
What is commonly used for direct deposit paychecks or preauthorizing repetitive monthly payments of a consistent amount?
What is EFT(Electronic Funds Transfer)
400
The relationship between a financial insitution and its customers is ONLY a business relationship.