What provides full information about bank policies , such as electronic funds policies , lending policies , interest crediting , and compliance with banking regulations ?
What is Disclosure Statements
100
What conerns the availability of funds and the effect of uncollected deposits posted when the bank is not open?
What is Deposit Collection
100
How many regulations are there of the federal reserve.
What is four
100
EFT stands for Electronic Fund Transfer.
What is true
100
When you take out more than you have in an account. Fees are charged for them.
What is overdraft
200
What shows all charges that apply to each specific type of deposit account?
What is Fee Schedules
200
What is the criteria you must meet before opening an acount , and the bank can decide to close them?
What is Opening and Closing Accounts
200
The purpose of providing this information is to allow constumers to make comparisons among depository insitutions.
What is Regulation DD
200
The bank tells you how much to pay for having the minimum amount of money in your account.
What is false
200
A form granted to a business that grants authority for individuals to manage money for the company.
What is Resolution Form
300
Who is involed in a legal relationship which offers rights and resposibilities ?
What is Banks & Customers
300
The bank can decide what they want to wive in their and the customer's best interest.
What is Waiver
300
Which Regulation requires EFT.
What is Regulation E
300
An Account Statement Policy states what is in an account statement.
What is false
300
Performs the functions of a central bank and is used to implement the country's monetary policy, providing a national system of reserve cash available to banks.
What is Federal Reserve
400
Which policy explains when deposits will be available for use by the comsumer?
What is Check Hold Policies
400
Account holders' signatures are kept on file , for legal security.
What is Signature Policies
400
Post a notice of the bank's availability policy pertaining to consumer accounts.
What is Availabilty Policy
400
Opting Out Options allows you to notify your bank that you do not authorize the bank to share your personal and / or financial information with businesses.
What is true
400
A sum of money placed or kept in a bank account, usually to gain interest