Checking
There is no monthly service fee.
What is Value checking?
Required to open in order to establish their relationship with a credit union.
What is a membership share?
EIN number is used to open this account.
What is a Business checking account?
Savings accounts for kids ages 0 through 12
What is Chip's Kid Club?
What is a safe deposit box?
Savings & checking for young adults ages 18-24
What is On My Own?
An account that offers a higher interest rate that is locked-in and does not change for the length of your term.
What is Certificate Deposit?
Savings and Checking accounts for Teens ages 13-17
What is a Geared-Up Checking?
On October 31st of each year, your total account balance will automatically transfer to your regular savings account.
What is Holiday Club Savings?
Referral that is completed to help business members that want to apply for a loan.
What is a business referral?
Account pays dividends based on your net monthly debit card spend.
What is HYC (High Yield Checking)?
Used to access your funds to withdraw from an ATM.
An account that waives the maintenance fee if the balance is about $20,000. Also offers higher dividends based on the amount in the account.
What is Prime checking?
Enjoy the convenience of easy access to your funds while also earning more in dividends.
What is money fund?
Products offered to business members that can help grow their business by submitting a referral.
What is Clover (Business Services)?
Travel & Leisure Discount Membership - Money-saving discounts from thousands of local and national businesses.
What is Momentum One / Plus?
Offered both by employers and third-party insurers as a way to keep monthly premium costs down.
What is HSA (Health Savings Account)?
Grants you access to higher paying dividend CD's with this account.
What is High Yield checking?
A promotional CD offered for a limited time for our existing members.
What is a Quick Strike CD?
Referral that is completed to help educate members how to get better rates on CD's.
What is an investment referral?
Used to access your funds and spend money.
What is a debit mastercard?
Nevada is not eligible to participate in this campaign.
Insured through the NCUA up to $250,000 based on the account relationship structure.
What is all Deposits?
An account that you can't withdraw without paying income tax plus a 10% federal penalty tax until you reach age 59½.
What is an IRA?
Email sent to CFO to help keep members at InTouch.
What is a rate match?