Auto
The minimums carried in this state are 25/50/20.
What is Virginia?
This coverage is used for other people on a motorcycle.
What is guest liability?
This coverage will help expedite payouts for injuries to others on your property.
What is Guest Medical?
This coverage covers the walls-in inside of the condo.
What is fair rental value?
This covers damage to someone else's vehicle.
What is property damage?
I have benefits that include safe driving deductible reward and multiple accident forgiveness.
What is the gold package?
Your customer has lost their TV and some clothing due to a covered claim. They received monies to purchase new versions of their items.
What is Replacement Cost?
What is building codes?
What is burglary and vandalism?
This has safe driving bonus, safe driving deductible reward, and multiple accident forgiveness.
What is the platinum package?
Putting in this in riding experience doesn't require proof of prior insurance.
What is 0-6 months of riding experience?
Allstate requires this down payment to start their renters policy.
What is two months down?
The customer tells you they have a wood burning stove as a source of heat but it is not UL listed or maintained correctly.
What is ineligible?
In VA, these are scored 1-5.
What is IS?
This is required if the customer has had a lapse of coverage and requires DMV to monitor their insurance for financial responsibility.
What is a SR22?
Your customer has a kit bike and they use it for racing and/or speeding.
What is ineligible?
DOUBLE JEOPARDY!!!
We don't run credit or property losses in this state.
The customer had 1 water loss claim in the past 5 years. We obtained proof of mitigation. They want to have this optional coverage on their policy.
What is water sewer back up endorsement?
When confirming a customers property details, you find out that their house was built in 1935, but has been updated. The payout structure will be this.
What is AVC?
This is when you MUST get RMBC approval every single time when you override for a line 10 in VA or line 19 in MD and obtain proof of a title or registration.
What is no need?
These are not considered for underwriting purposes in MD.
What is not at fault accidents?
Your customer has 4 unrelated roommates and they're renting one room in the house.
What is ineligible?
This coverage covers the condo homeowner in the event that a common area gets destroyed by someone or something.
What is loss assessment?
The customer tells you they have a condo that they rent out to someone and they need a landlord policy.