Personal Info and Statements
This is the code you will use to correct a DOB in the credit report
What is 05?
These are the three types of Public Records you may see on the Credit Report
What are Civil actions, Tax liens, and Bankruptcies?
The reason code to dispute a trade as Not Mine, without proof.
What is External Reason code 20?
The letter that will be sent to our consumers, in order to explain why inquiries appear on the credit report.
What is PA 133?
This remark will show on the report and if combined with a Not Mine Dispute, you have to transfer to Mixed.
What a DNC?
This letter has to be sent when you are working mail and the consumer requests to remove all telephone numbers from the report.
What is PA 213?
This is the reason code you will use to dispute a Bankrutpcy as Not Mine, without proof.
What is External Reason code 01
These dates should be considered when determining if you can internally include an account in Bankruptcy.
What is the bankruptcy´s petition date and the account´s open date?
Code used to remove an inquiry due to retention time.
What is Internal Reason code IB?
This exclusion code means the account is in maintenance by the creditor.
What is exclusion code 999?
You will use this code to remove a Social Security number.
What is internal reason code 04?
This is the reason code you will use to dispute a Tax Lien as not mine, without proof.
What is Internal Reason code HE?
You will check this number when a consumer disputes an account as Not Mine
What is the NIN?
The form that needs to be filled out to address an NRA in the credit report.
What is the Fraud Shield Deletion Form?
This date should be used to calculate the retention time in a paid derogatory account in New York.
What is the Original Derogatory Date
You will use this code to correct an address that is a duplicate.
What is internal reason code 08
This is the date you will use to determine the Retention time on a Bankruptcy.
What is the Petition or filing date?
This code will be used to dispute a revolving account as paid and close externally
What is External Reason code 68?
In this state, the creditors need authorization from the consumer to access the credit report.
What is Vermont?
This letter should be sent to consumers to educate them about retention times.
What is letter 59?
If the address is linked to an account with this association code, you can remove it.
What is ECOA 3?
The retention time for a Bankruptcy Chapter 13
What is 7 years from the petition date?
These three conditions have to be present to consider using External reason code 21 when disputing a Trade as Not Mine.
This remark should be sent to the creditors if they ask for Subscriber copies and there are no external disputes.
What is remark 20?
This code should be used if the consumer says the creditor promised to delete the account.
What is External Reason code 17?