Insurance Terminology
Payor Perspective
Provider Perspective
Patient perspective
Specialty
100

Amount of money to be paid each year, before Insurance will begin to pay

What is a Deductable?

100

Children’s Health Insurance Program: For families that earn too much money for Medicaid.

What is CHIP?

100

Billed Charge:  $150

Allowed Amount:  $120

Insurance Paid:  $96

Contractual Adjustment:  ?

$30

100

A fixed amount paid for a covered health care service, usually collected at the point of service.

What is a Co-pay?

100

Doctor who deals with Gums

What is a periodontist ?

200

Uniformed service members, retirees, and their families around the world.

What is Tricare?

200

This payer is a charitable organization that providesfinancial assistance for medical expenses to individualswho cannot afford healthcare. They partner with hospitalsand clinics to offer free subsidized care to those in need.

Who is Other payor?

200

Billed Charge:  $150

Allowed Amount:  $120

Insurance Paid:  $96

Contractual Adjustment:  $30

Deductible:  Met

Co-insurance:  ?


$24

200

A statement from the health insurance company that explains what medical treatments and services were paid for. An EOB is not a bill; it’s a summary of how insurance benefits were applied

What is an Explanation of Benefits ?

200

Doctor who delas with nervous system.

Who is a Neurologist?

300

A professional who delivers medical care and services to patients. This includes doctors, nurses, therapists, and other medical practitioners.

What is a healthcare Provider?

300

A type of healthinsurance that individualin the U.S. can buy fromprivate companies. It’sNOT provided by thegovernment. 

What is Private Payor?

300

Billed Charge:  $250

Allowed Amount:  $180

Insurance Paid:  $144

Contractual Adjustment:  $70

Deductible:  Met

Co-insurance:  ?

$36

300

A card issued by a health insurance company that is presented when receiving medical services. It contains important information like your policy number and coverage details.

What is a Health Insurance card?

300

A male midwife nurse

What is an accoucheur ?

400

A service available in every state where individuals, families, and small businesses can shop for and enroll in affordable health insurance.

What is a Health Insurance Marketplace?

400

Indian Health Service for federally recognized American Indians and Alaskan Natives.

What is IHS?

400

Billed Charge:  $400

Allowed Amount:  $250

Insurance Paid:  $0

Contractual Adjustment: $150

Deductible:  $1,000 (not met)

$250

400

Providers or health care facilities that are or are not part of a health plan.

OON

400

Doctor who specialize in diagnosing and treating conditions related to the feet, ankles, and lower legs.  

What is a Podiatrist?

500

A code used on insurance claims to provide additional information about the payment or denial of a claim. These codes explain why claim was paid differently than expected or why it was denied.

What is a Remark Code?

500

The process by which insurance payers review and make decision on healthcare claims submitted by providers.

What is an Adjudicator?

500

Billed Charge:  $700

Allowed Amount:  $400

Non-Covered Charge:  $200

Insurance Paid:  $320

Deductible:  $500 (met)

Contractual Adjustment:  ??

Patient Responsibility:  ??


Contractual Adjustment:  $300

Patient Responsibility:  $220

500

The percentage of costs paid for acovered health care service after the deductible has been met. 

What is co-insurance?

500

The scientific study of bones, encompassing their structure, function, development, and pathology. 

What is Osteology?