People
Processes
Call Handling
Collections
Departments
100

Austyn is her Daughter 

Who is Tiffany D

100

You can only get two per life of the loan

Due date change

100

Customer calls in to pay on a past due account 

ICPP

100

This is an attempt to collect a debt, and all information will be used for that purpose

Mini Maranda

100

This department handles booked accounts

Early stage

200

I’m on the deacon board at church.

Who is Ervin 

200

Customer request to only have electronic statements

ENOT

200

Current customer calls to update their email address.

ICCS

200

Reprise preferred method of payment

Auto pay

200

Calls are generally routed to this department first, if the account is zero days past due.

Customer service department

300

I have 4 kids

Who is Terra

300

This workflow must be used on all past due accounts. 

ARFD

300

You call a priority account and Customer is refusing to pay so you have to transfer the call to priority.

OCNR

300

The waterfall method is a form of what?

Negotiations

300

This department verifies all the information before the loan is finalized

Customer on boarding team

COT

400

I like to repurpose things

Who is Ebony

400

I can get this done 14 days before my due date

SUSA

400

Someone other than the customer answers the customer cell phone while calling to collect on the account.

OCLM

400

These accounts should be called at least once every two hours at minimum three times a day

Declines

400

This department handles and verifies debt relief and consolidation accounts.

Legal

500

My son name is Jackson 

Who is Hunter 

500

The 24th through the third is considered

Blackout date for due date change

500

customer calls in and cannot make a payment today so you request an extension on the account.

ICAR

500

How soon do we need a payment on a past due account?

Today

500

This department handles the account as soon as the customer applies for the loan

Originations Team