Basic Life
The minimum monthly premium is
What is $15
The first step in the Bankers Sales Cycle is _______?
What is Prospecting.
The Lump Sum Benefit for a Critical Illness Plan Ranges from $10,000 to $70,000 in increments of _______?
What is $10,000.
Plan _______ Benefits are identical to Plan D, but will require co-payments for Part B services, including up to $20 (the lesser of 20% coinsurance and $20) per physician visit and up to $50 (the lesser of 20% coinsurance and $50) per emergency room (ER) visit unless the beneficiary is admitted to a hospital as a result of that ER visit. In the case of an inpatient admission to the hospital, the $50 co-pay will be waived.
What is N.
The primary market for Convalescent Care coverage is comprised of individuals who are Ages ______ through ______.
What is 50 and 79.
The Maximum Death Benefit for both 13Z and 29K policies is:
What is $30,000
The warm up is intended to build ________ with your client.
What is Rapport
or
What is Commonality
The two underwriting classes for Critical Benefit are
_______ and _______?
What are Tobacco and Non-Tobacco.
What is Medicare.
The GR-N560 and GR-N565 Policies provide coverage for the following expenses: NURSING HOME, ASSISTED LIVING and CARE BED RESERVATION CHARGES. The GR-N565 Policy also covers _________, ADULT DAY CARE and HOSPICE CARE.
What is HOME HEALTH CARE.
The Accidental Death Benefit rider provides coverage equal to the face amount in the case of accidental death is the insured dies within how many days days of accident?
What is 90 Days
The ________ is used to transition in and out of the fact finder.
What is 4 Square.
POLICY FORM NUMBER: GR-G220 Individual critical illness
This benefit is paid when an insured person is first diagnosed with
_______.
What is Cancer.
If the applicant has diabetes: ______ use will result in a decline.
What is Insulin
or
What is Tobacco
The LIFETIME MAXIMUM BENEFIT is the maximum amount of benefits that can be paid for a Family Member for all Covered Expenses for all Period of Expenses. This amount is equal to _____ times the Maximum Benefit amount for Any One Period of Expense.
What is 2.
If Question 7A and/or 7B is “Yes,” the applicant is __________ for either Basic Life plan.
What is NOT ELIGIBLE.
To Disturb the Need, we use a tool called the ___________.
What is E-Presenter.
No benefits are payable for a pre-existing condition during the first _______ months after the effective date of coverage.
What is 12
If the drug check indicates that the applicant has diabetes treated with pills, not insulin, then the substandard rate will be quoted. **Note that a diabetic applicant must have a ________ build and must not use tobacco and/or insulin to qualify for a Medicare Supplement Insurance policy.**
What is Preferred.
The _________ is the number of days on which expenses covered by the policy are received by the insured, but not paid for under the policy.
What is ELIMINATION PERIOD.
Within the past 3 years:
If a proposed insured has been diagnosed or treated for diabetes with or prescribed insulin the insured will qualify for which Basic Life Policy?
What is a 29K.
Let me explain how our process works. The first step is the application to even see if you qualify. We will then submit the application to our Home Office for approval which usually takes a couple days. This is the beginning of the _________.
What is Process Close.
POLICY FORM NUMBER: GR-G224 Individual critical illness
This benefit is paid when an insured person is first diagnosed with _______, _______, _______, or _______?
Cancer, Heart Attack, Stroke or ESRF.
Our Plan D Medicare Supplement policy also includes another benefit. It is called the _____ _______ program and is free with the purchase of our plan D.
What is Silver Sneakers.
The ______________ option is contained within the policy itself. When this policy option is selected, the Maximum Daily Benefit, Maximum Monthly Benefit, Maximum Benefit and Lifetime Maximum Benefit will increase on each policy anniversary, for as long as the policy remains in force, without a corresponding increase in premium. Under this option, a 5% increase is based on each year’s current inforce amount(s)
What is Inflation Protection.