International Financial Reporting Standard
What is IFRS?
Maximum 90 days
What is the length of time a policy can be expired for?
WILD CARD: Michael Collins
What is the name of the other executive Tom jointly reports to?
The names of the team members who after completing Risk Associate rotations with the team, decided to join the department full time?
Who is Vivian Chan and Temi Adegun?
Moody's CreditLens
What is the name of the application which warehouses all the Borrower Risk Rating Models?
2018
What year was IFRS9 implemented?
This identifies critical processes, systems and personnel, and helps us prepare to minimize the impact of emergencies and other disruptions on our day-to-day activities.
What is the Business Continuity Management Plan (BCM)?
The States in which the U.S. Credit Risk Policy team work in
What is NJ and Maine?
Amy Jackson / ERM
What is the name of the SVP/Dept that the CRRA team reported to, prior to joining Sara's team?
WILD CARD: 6 people
What is the total number of directs that report to both Helen and Alice?
WILD CARD: Dry-Cleaning Fund
What is the Jar on Dave's table for?
The alpha-numeric score assists in rank-ordering the probability of default of a non-retail customer.
What is the Borrower Risk Rating (BRR)?
9
What is the total number of team members that reports to Tom Minos in the U.S.?
Nov 1, 2017
What date did credit reporting become much more complex when TD adopted IFRS 9?
This 3 letter word represents both a financial product and a regulatory market participant/agency.
What is CDS (Credit Default Swap & Canadian Depository for Securities)?
IFRS9 ECL increased by this percentage at its highest point in Q4 20 from pre-COVID level
What is 77%?
WILD CARD: 1989
What year was Taylor Swift born?
Colleen Hyatt
What is the name of the team member that prepares the Policy Pipeline report in the U.S.?
Ajai, appointed Feb 1/2018.
What is the name of the longest tenured CRO at the Canadian Big Banks?
This particular exposure policy focuses on the lowest risk counterparties that benefit from a strong shareholder base and strong capitalization.
What is Supranational Exposure Policy?
$6,914,000,000
What is the total amount of Allowance for Expected Credit Losses approved in Q2 22?
Maximum 15%
What is the permitted level of expired policies (as a % of total policies)?
What are the names of the Credit Risk Policy Officers in the U.S.?
WILD CARD: Operating a Chainsaw
The number of emails the Model team received and answered from TDS and BB Lenders in 2021
What is 6200 emails?