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Definitions
Accounts
Calculations
Bonds
Stocks
100

Agreement- lender gives money/property to borrower- has to repay or return it

Loan

100

Short-term investments, slightly riskier

Money Market Mutual Funds

100

What percent is length of credit?

15%

100

It is lending money to a corporation

Corporate Bonds
100
a share which entitles the holder to a fixed dividend, whose payment takes priority over that of common-stock dividends


Stocks

200

Time lender will provide loan interest free

Grace period

200

Government-Backed ed, tax benefits

Savings Bond
200

What percent is new credit?

10%

200

There are also funds to the government, they are maybe sold to another investor, they are exempt from state and local income taxes

T-Bonds

200

Investing in stocks wisely but can make you suffer or can provide you profit

High risk high reward process

300

Amount you owe

Balance

300

Low minimum balance, easy to access

Savings accounts

300

What percent is payment history?

35%

300

A loan that the bond purchaser, or bondholder, makes to the bond issuer

Bonds

300

Most Risky out of the investment process

Investing in Stocks

400

Money you place into account

Deposit

400

Fixed interest, penalty for early withdrawal

Certificates of Deposit

400

What percent is how much you owe?

30%

400

What is the difference between stocks and Corporate bonds

Corporate bonds are lending money on interest. Stocks you are buying a portion of the company

400

Choosing from multiple companies to invest in

Wisely investing

500
Loan given to borrower for specified amount of time

Credit

500
Government-secured, interest-bearing

Treasury Bills and Notes

500

What percent is other factors?

10%

500

When buying a debt investing it means you are lending to a entity for a certain time

Debt Investments/Bonds

500

Choosing different types of companies Century Link, Comcast, Mcdonalds, etc

Diversifying your portfolio