A
This is your unique nine digit number used to identify you.
Social Security Number
As a consumer, when we buy products, we must use them ________________________ and as they were meant to be used.
Safely
What should you do about your mail EVERY DAY?
Remove it and take it from the mailbox
Name some ways Identity Theft happens.
•Stealing wallets and purses to get IDs and credit cards
• Steal mail
• Complete change of address cards sent to you
• Look through trash for personal information
• Find personal information on the internet
• They pose as bank representatives, internet providers, or government agencies
• They go door to door
• They look over your shoulder at the bank or at the store
What should you do with EVERYTHING that has personal information on it?
Shred it
The illegal use of an individuals personal information to try to cause financial harm.
Identity Theft
The leaders on food and agriculture safety that inspects meat, poultry, and egg products.
USDA - Department of Agriculture
Before you buy a product, it is your responsibility to do your ________________________________.
Research
You should ask credit reporting agencies to put a ________________________ alert on your file.
Fraud
All of the channels of mass communication.
Media
This Federal Agency prevents unfair business practices and provide customers with information to avoid and spot scams.
FTC - Federal Trade Commission
You should use a _____________________________ password for every website or app you use.
Different
What is the website or group you should contact if identity theft happens?
FTC - Federal Trade Commission - FTC.ORG
Name one of the three major credit reporting agencies.
Small files stored on a computer that remember information about you.
Cookies
Deceitful conduct designed to manipulate another person for a gain. Lying, repeating something that has been known to be false, or hiding facts that could help a person
Fraud
Oversees communications through radio, television, and any wires.
Promotes competition on the internet and radio.
FCC - Federal Communications Commission
Give four examples of Media.
Newspapers, Magazines, radio, television, social media, and the internet
Give 2 examples of fraud from out notes.
Pyramid Schemes
Chain letters
Anything that just seems ________________________________ is a major warning sign for Fraud.
Too Good to be True
_________________________________ of any kind is illegal and is becoming more common on the internet.
Harassment
______________________________________ Advertising is misleading consumers through false statements, omitted information, or any unfair means.
Deceptive
Name three Consumer Rights
Right to Safety - Protected against products that are hazardous to health or life
Right to be Informed - Protection against dishonest advertising, labeling, or sales practices
Right to Choose - Access to a variety of goods and services at competitive prices
Right to be Heard - Interests will be considered when making laws
Right to Redress - Entitled to swift and fair remedies for wrongs that are done
Advertising a fake sale to just try and get customers into the store.
Bait and Switch
This group promotes public health and regulates ALL prescriptions and over the counter drugs.
FDA - Food and Drug Administration