Consumer Cards
Consumer part 2
How to Apply
Rates
Business Cards
100

Save on interest with a low introductory rate for an extended time 

Pay down your higher-rate credit card balances faster 

Use for large purchases, unexpected expenses, or last-minute necessities

What is... Visa Platinum Card!

100

Establish or rebuild your credit

Your deposit must be in hundred-dollar increments. Minimum of $300, maximum of $5,000

Your credit line is the same amount as your security deposit

5% Cash Back on two categories  you choose – first combined $2,000 spent each quarter

2% Unlimited Cash Back on one everyday category of your choice each quarter 

1% Unlimited Cash Back on all other eligible purchases

What is... Visa Max Cash Secured Card!

100

Can someone do the application with me?

Who is... A CSR/Manager! Yes, the customer can sit down with someone and apply on the employees desktop computer throughout the whole application process. 

100

18.24% - 29.24%

(One Card)

What is... Platinum (WHICH ALSO has 0% into APR for 18 billing cycles) 

100

Purchasing power for your business. 

Low Intro Rate Save on interest with a great low introductory rate for an extended time

Transfer balances, Pay down your other high-rate credit card balances faster

What is... Visa Business Card!

200

4X points on dining, takeout, and restaurant delivery

 2X points at grocery stores, grocery delivery, streaming services, gas stations and electric vehicle charging stations 

1X points on all other eligible purchases Earn 15,000 bonus points (worth $150) when you spend $500 within the first 90 days

No caps or limits on the number of points you can earn Redeem points for your choice of cash back, gift cards, merchandise, and travel

What is... Visa Everyday Rewards+ Card!!

200

Your deposit must be in hundred-dollar increments. Minimum of $300, maximum of $5,000. 

•  Your credit line is the same amount as your security deposit. 

•  Spend within your limit and pay your bill when it’s due. Over time, this will help build your credit and you may be able to graduate to a traditional card.

What is... Secured Visa Card!

200

Do you have a handout I can take with me to apply when I get home?

What is... A Flyer! Yes, you can print your OWN flyer to give to customers to apply for a CC so that it leads back to you to get credit for it. 

200

18.99% - 29.24%

(Three cards)

What is...

Max Cash Preferred (WHICH ALSO has 0% intro APR for 12 billing cycles on balance transfer only)

and

Everyday Rewards (WHICH ALSO has 0% intro APR for 6 billing Cycles)

and

College Real Rewards (WHICH ALSO has 0% APR for first 6 billing cycles)

200

Get unlimited rewards for your bottom line. 

1.5X Points per $1 spent on all eligible purchases

No caps or limits on points earned 

Redeem Merchandise, Gift cards, Travel, Cash back

What is... Visa Business Real Rewards card!

300

5% cash back in two categories of your choice – first combined $2,000 spent each quarter

2% unlimited cash back on one everyday category of your choice 

1% unlimited cash back on all other eligible purchases 

$150 bonus awarded when you spend $500 within the first 90 days Redeem cash back as a statement credit, rewards card, or as a deposit to a qualifying account

What is...Visa Max Cash Preferred Card!

300

***DAILY DOUBLE***

How much do you get rewarded as an employee for a new Visa Consumer account under your name?

What is... $25! $25 Reward for each new Visa consumer account

$75 Reward for each new Visa business account

$25 Reward when a balance transfer is submitted at the time of application 

300

Can I apply on a website?

What is... URL! Yes, the customer can type the URL to be directed to an online application so you get credit for it! 
300

28.74% - 29.74%

(Two Cards)

What is... Standard Secured AND Max Cash Secured

300

Corporate Liability

1 Point per $1 spent on all eligible purchases

Consolidated statements

Redeem Merchandise, Gift cards, Travel, Cash back

What is... Visa Business Company Card OR Visa CommUNITY Card (Nonprofit or Municipality)!

400

***DAILY DOUBLE***

Only available on unsecured accounts

No liability for paying the debt

Requires name, Social Security number, date of birth and physical address for set up

Who is... an Authorized User!

400

4X points on travel purchases

 4X points at gas stations and electric vehicle charging stations 

4X points on entertainment and recreation purchases 

1.5X points on all other eligible purchases 

Earn 25,000 bonus points (worth $250) when you spend $2,000 within the first 120 days

No caps or limits on the number of points you can earn Redeem points for your choice of travel, cash back, merchandise, and gift cards 

Airport lounge access — Complimentary Priority Pass Select membership with access to more than 1,300 VIP lounges worldwide.

What is... Visa Travel Rewards+ Card!

400

Can I text to apply?

What is...Text message! Yes, customers can text 96932 with your 6 digit employee code so you can get credit for it! 

400

18.24% - 19.24%

What is... Employee-Only Rates! 

400

Triple cash back for your business

3% Cash Back on purchases at gas and EV charging stations, cell phone service providers, office supply stores and on dining, including takeout and restaurant delivery

1% Cash Back on all other eligible purchases

What is... Visa Business Cash Preferred Card!

500

1.5X Points per $1 spent on all eligible purchases

$25 awarded after first purchase –  that’s 2,500 bonus rewards points 

No caps or limits on points earned 

Redeem for Cash back, Travel, Merchandise, Gift cards

What is... Visa College Real Rewards Card!

500

6X points on travel booked through the Rewards Center

2X points on all other eligible purchases 

Earn 50,000 bonus points (worth $500) when you spend $4,500 within the first 90 days

No caps or limits on the number of points you can earn Redeem points for your choice of travel, cash back, merchandise, and gift cards 

$100 annual credit for travel booked through the Rewards Center

Up to $240 in statement credits for eligible sports & fitness, personal care, entertainment & streaming services, dining, takeout & restaurant delivery purchases

What is... Visa Reserve Rewards+ Card!

500

Can you email me the link?

What is...Email! Yes, you can email your customer information how to apply at home so that the credit goes back to you! 

500

19.24% - 29.24%

(Two Cards)

What is... Travel Rewards+ AND Reserve Rewards+

500

Earn more where you spend more. 

2X Points per $1 spent in top two spend categories  each month – automatically

1X Points monthly per $1 spent on all other eligible purchases 

No caps or limits on points earned 

Redeem Merchandise, Gift cards, Travel, Cash back

What is... Smart Business Rewards Visa Card!