Carriers
Which currently enrolling carrier offers 5% compound
What is the employee eligibility definition for Columbia Sportswear?
Fulltime regular employees working 30+ hours per week
What is the effective date for GHD?
7/1/2025
Client RWG: What is the funded plan design and who is eligible for the funded plan?
$6,000
6 years
5% compound
Shareholders
This enrollment type happens once a year and a class of people are generally eligible for reduced underwriting during this enrollment type.
What is a New Hire Open Enrollment
Which carrier does not have a full restoration of benefits?
Chubb
$75,000
What are the newly eligible dates for Seattle Pacific University?
2/1/2024-1/31/2025
What is the LTC acceleration percentage for Hutchinson Clinic?
In this type of enrollment everyone is eligible for guaranteed issue/reduced underwriting for the first time.
What is an initial enrollment.
Which carrier has a 6% LTC acceleration percentage?
Who is eligible for guaranteed issue with PointNorth Consulting?
Benefit Eligibles hired between 4/1/25-3/31/25
What are the enrollment dates for Kaweah Delta Health Care?
4/14/2025-5/2/2025
What is one reason someone from Sumitomo might prefer the Unum plan to their Trustmark plan?
Lots of reasons
During this enrollment, most everyone is eligible to apply with full underwriting.
What is Re-Enrollment (UW)
Which carrier has a feature that allows for increases to coverage year over year for the first 5-10 years?
Trustmark
What is the new hire window for versant venture management?
First of the month following date of hire and 31 day window
When is the final day of enrollment for National Center for Missing & Exploited Children?
April 28th, 2025
What is the maximum monthly benefit amount someone could apply for with Western Allied Mechanical?
During this enrollment, everyone is eligible for guaranteed issue for a second time.
What is a Re-Enrollment (GI) or 2nd initial enrollment
Which carrier has a cash alternative benefit?
LifeSecure
What is the maximum that an employee can apply for with SI underwriting and why is that the maximum?
$225,000 because they have 2x extension which equals $450,000 maximum for LTC
There arent any
What is the total amount of coverage someone could get if they had a $100,000 plan and used all of their benefit for LTC + Extension?
$300,000
When might someone be eligible for guaranteed issue during a re-enrollment with full underwriting?
When they are within their new hire period.