WHAT PRODUCT?
John is 25 years old, high BP- last reading was 130/70 and he is not on medication. What life insurance policy should I set him up on?
GT-65
What are the issues ages for an individual Accident Protector Max policy?
3-60
What are the 4 Ps of the Group-Term 65?
-Paid-up
-Permanent
-Pre-Tax
-Portable
Name 4 dread diseases covered under the cancer endurance hospital confinement clause
cystic fibrosis, diphtheria, encephalitis, Lou Gehrig’s disease, meningitis, multiple sclerosis, muscular dystrophy, osteomyelitis, poliomyelitis, rabies, scarlet fever, sickle cell anemia, smallpox, tetanus, tuberculosis, tularemia, and typhoid fever
What are the three initials on the employee engagement page and what is the importance?
Employee Participation and seeing all employees
1. Tax Savings
2. No Cost
3. Compliance
Accident Protector Max, Cancer Endurance, and Cash Cancer
What is the maximize amount of GT coverage I can get for a 46 year old?
$100,000
What is the 2nd part of the mission statement?
Affortability
What is the initial payout for the cancer endurance policy upon diagnosis?
$3,500
For a trucking company, what is the employment rule for eligibility?
1 year
Martha is 34 years old and really wants life insurance, but has high BP and Lupus- what life policy should I get her set up on?
ALX
What are the is the max issue age of the free $3,000 of Accidental Death?
68
What is the transition from the mission statement into the life insurance?
The main reason that (DM) brought us in is to provide you some permanent and portable life insurance
For the optional premium waiver on the life insurance policies, what is the process for getting it enacted to waive premiums?
Must prove totally AND permanently disabled and unable to work from an accident/disease that came about after policy was written
1. When deductions start
2. Frequency of deductions
3. QSC
4. Waive Free Lock
5. Cost
Chauncey is completely healthy besides being slightly overweight but is insistent on getting a life insurance policy that accrues a cash value. What life policy should I set him up on?
Career Life Plus
What are the issues ages for ALX?
0-80
If a person is making $15 per hour and they are paid biweekly, what is their budget?
$30-$40 per pay
What is the website to find what is covered under the No Cost discount card?
What is the website to find what is covered under the No Cost discount card?
Megan wants to cover her child who is 2 years old; however, he was born with a heart condition, but has not have any issues with it since he was born and the doctor said it may even correct over time- what life policy can I set up Megan's child on?
ALX
What is the maximum coverage amount for a 35 year old with an ALX policy?
$30,000
1. Build Trust
2. Determine what policies
Explain the QuickClaims process and what is needed to pay an accident claim
-UB-04
-Discharge Summary
If I close a trucking company, who should I get as my contact person to coordinate after seeing everyone?
Dispatcher