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Credit union vs. Bank
Checking vs Saving
Credit vs. Debit
Checks
Misc.
100
Who makes the decisions at a bank?
Paid shareholders
100
What establishes membership at Yolo FCU?
A savings account
100
Buy now, pay later
Credit card
100
Where do you record your deposit and withdrawals?
Transaction register
100
If you are under 18 and want to open a bank account, you need a ___
Guardian to sign with you
200
Who belongs to a credit union?
Members
200
What are dividends?
They earn money on your savings account
200
The longer it takes to pay back, the more it will cost
Interest
200
Where do you write what a check is being used for?
On the memo line
200
Yolo FCU account is free up to what age?
22
300
Credit unions only serve, what?
A specific group of people
300
Debit cards are linked to, what?
Checking account
300
Has a 4 digit pin
Debit
300
What are the numbers on the bottom of the check used for?
Routing
300
Every time a student makes a deposit, they are entered in to what?
Raffle
400
Credit unions are a part of what type of network?
Co-op network
400
A savings account is meant for, what?
To save money
400
Must have money in account to cover the purchase-debit or credit?
Debit
400
What is it that you are doing when you sign the back of a check?
Endorsing
400
What specific population does Yolo FCU serve?
Yolo County (lives, works, worship, goes to school)
500
Are credit unions for profit?
No, they are a not-for-profit
500
What account is used for every day purchases?
Checking
500
Helps you build credit history-debit or credit?
Credit
500
A check is like a_______
Mini contract
500
What is the name of the Yolo FCU video contest
$1500 question