What are the limits for T/L reimbursement? How much is the annual premium?
What is $25/$50/$75, Annual premium $4/$6/$8
100
What makes a violation major?
What is 5pts or more.
100
How many violation points does CURE forgive? And is it per person or per policy?
What is 2, and it is per person.
100
What Tier would a driver be placed in with an At Fault Accident?
What is Tier 4
200
Cure was founded in what year? By whom?
What is 1990, by Dr. Cheng & Mr. Sheeran
200
What is a limit? What is a deductible?
The limit is the maximum amount to be paid by the insurer. The deductible is the out-of-pocket expense for the insured.
200
What do you do if someone applies for a policy but has a Mental/Medical/Physical Disability?
What is Refer to a UWS for Dr's Note.
200
How many violation points does CURE accept after forgiveness?
What is 7.
200
What Tier has a requirement of the PIP Health Option and $850 or greater comp/coll deductibles?
What is P1.
300
What is a Reciprocal Exchange?
What is A group of risks that decide to provide insurance for each other.
300
What does the rental reimbursement cover?
What is $15 a day, up to 30 days, at a max of $450.
300
When is an accident considered At Fault?
What is when the payout is $1000 or more for Coll/BI/PD.
300
How many eligibility points is an At Fault Accident?
What is 5.
300
What are the inexperienced operator Tiers?
What is JA & JB.
400
How is CURE not for profit?
What is all unused premiums must stay in the exchange to benefit the subscribers.
400
What coverages are offered under the Extra PIP Package?
What is Income Continuation, Essential Services, Death Benefit, Funeral Expense Benefit.
400
What will CURE need if separate husband and wife policy?
What is we will need copy of their Dec Page upfront.
400
What are the exceptions to the At Fault Accident?
What are Hit & Run, Rear-Ended, Comp Loss, Other Driver Rec'd tkt, In response to Emergency, Hit while lawfully parked.
400
What is the Suspension Tier?
What is JD.
500
What is an Attorney in Fact? Who is CURE's Attorney in Fact?
What is the company that manages the affairs of the Reciprocal Exchange. RMC is CURE's Attorney in Fact.
500
What % of gross salary is paid out under Income Continuation over $100 in the Extra PIP Package?
What is paid out at 75%
500
What are the 4 acceptable suspensions?
What are Parking Tickets, CDRA, Failure to Appear, Non-Payment of Ins Surcharge.
500
If someone receives a ticket for driving while suspended for Failure to Appear are they eligible?
What is No, we can only write a policy with an open suspension for Failure to Appear.
500
David, 25 and John, 20 have one veh that is shared with David as the Primary Operator. David has an At Fault Accident and 4pts, while John has 2pts. What Tier would they be rated in?