Six months prior an individual turning 65 and five months after.
What is Open Enrollment?
100
Immediate Benefit (100% of benefit)
What is Basic Life / 13X?
100
Providing the Pros and Cons to a client and allowing them to make a decision that makes most sense. This close is named after a somewhat "electric" man.
What is "Benjamin Franklin" Close?
100
Dollar amount offered as "Minimal Coverage" for all critical benefits
What is 10,000 and 20,000?
100
a means of protecting your assets in the event you needed care
What is The Ohio Partnership Plan?
200
Nothing is covered beyond this maximum benefit period under Part A of Medicare.
What is covered beyond 150 days?
200
In the event you have 12 months or less to live. This rider (at no cost) will allow you to use a portion of your death benefit while still alive.
What is Accelerated Death Benefit?
200
$255 per household not person. Use it and lose it. Often said it was not capable of paying for flowers.
What is Social Security Death Benefit?
200
In this scenario, the benefits will be left to the estate and not a beneficiary.
What is death?
200
This is an alternative to the "ideal program" which allows at least some coverage for Long Term care without the long medical requirements. Can be used if a client is declined on a Long Term Care plan.
What is Critical Benefit?
300
Medicare plan doesn't cover Excess coverage and will require Co-pays and Deductibles.
What is Plan N?
300
This Provision will automatically take the monthly amount out of your cash value to pay your monthly bill.
What is automatic premium loan provision?
300
DAILY DOUBLE!!!!!!!!!
During this time frame. Only an F, K and L plans are available for guaranteed coverage.
What is Special Enrollment Period?
300
Below this age (Not to exceed 85), you cannot apply for a critical benefit. Even if you are legally separated from your parents / guardians or working full time. To include all states and genders.
What is 18 years old?
300
This specific plan will allow care given at home, facility, nursing home and adult day care. This comprehensive plan is only allowed up to 360 days.
What is Short Term Care?
400
This program was signed into law on July 30th 1965
What is Medicare?
400
A beneficiary and insured must have this when issuing a life insurance policy. When loss-of a person (insured) would cause another person (beneficiary) to suffer a financial loss or other kind of loss.
What is Insurable Interest?
400
An electronic program which allows the agent to present the prestige page, run quotes, display brochures and provide value to their client?
What is the E- Presenter?
400
These / This plan(s) will cover two surgeries at 25% your benefit. Known for healing a broken heart.
What is Heart Attack, Stroke, End-Stage Renal and Combo?
400
You must go through a "Spend down" process to qualify for this state program.
What is Medicaid?
500
This Medicare Plan has three options. HMO, PPO and PFFS
What is Medicare Advantage plans / Medicare Part C?
500
5000 - 25,000 is allowed for this age bracket.
What is 17 - 49?
500
Drafting an account when a policy has issued directly from the account without a check/money order.
What is Initial Premium Draft?
500
This rider is exclusive to Critical benefit plans. After 20 years this plan is "worth it"
What is Return of Premium rider?
500
This plan will not only allow care at home but also at an adult day care. This allows the care givers much needed breaks.