This screen is used to see the loans letter log history.
PL05
FHA typically mandates an escrow account for borrowers with a down payment less than what %?
20%
We achieve a higher level together.
Teamwork
This is the screen we use to do payment change maintenance.
PCH2
This document is provided to the borrower at or before settlement, detailing the initial estimated escrow charges for the 1st year.
Initial Escrow Account Disclosure aka IEAD
We take perfect care of our members and community.
Service
This screen will show you information for a non-borrower.
NBID
How many months is the maximum cushion/reserve a mortgage servicer can legally require in an escrow account?
2 months
We do the right thing and expect the same of our colleagues.
Integrity & Respect
This screen will show you tax and lien information for a property.
TAX1
By when must a mortgage servicer make "timely" disbursements from the escrow account to avoid penalties?
On or before the due date
We always strive to do our best.
Personal & Professional Excellence
This is the screen primarily used for quick reference when reviewing Hazard and Flood insurance details.
HAZA
Federal agency primarily responsible for implementing and enforcing escrow regulations under RESPA.
Consumer Financial Protection Bureau aka CFPB
Through collaborative teamwork, we navigate the ever-changing financial landscape, exceeding expectations and delivering sustainable success for our members.
High Performance