Geography and Mapping
History
Civics and Government
Economics
Personal Financial Literacy
100


The highest mountain in Colorado is:

  • A) Mount Elbert
  • B) Mount Princeton
  • C) Pikes Peak
  • D) Mount Evans


Answer: A) Mount Elbert
Explanation: Mount Elbert is the highest peak in Colorado, standing at 14,440 feet.

100

Which Native American group lived in the Colorado Plateau and was known for their cliff dwellings?

  • A) Apache
  • B) Ute
  • C) Pueblo
  • D) Arapaho

Answer: C) Pueblo
Explanation: The Pueblo people are known for their adobe dwellings built into cliffs.

100

The Colorado General Assembly is made up of which two parts?

  • A) The House of Representatives and the Governor
  • B) The House of Representatives and the Senate
  • C) The Senate and the President
  • D) The Executive Branch and the Legislative Branch


Answer: B) The House of Representatives and the Senate
Explanation: The General Assembly consists of the House of Representatives and the Senate, which together make state laws.

100

Which industry has historically been most important to Colorado's economy?

  • A) Tourism
  • B) Oil and Gas
  • C) Agriculture and Mining
  • D) Technology


Answer: C) Agriculture and Mining
Explanation: Agriculture (especially cattle ranching) and mining (such as gold and silver) were historically crucial to Colorado’s economy.

100

What is a "budget"?

  • A) A list of items you want to buy
  • B) A plan for how to spend and save money
  • C) A way to borrow money from the bank
  • D) A tool for spending all your money


Answer: B) A plan for how to spend and save money
Explanation: A budget helps people plan their spending and savings to manage their money wisely.

200

Which of these mountain ranges runs through Colorado?

  • A) Sierra Nevada
  • B) Appalachian Mountains
  • C) Rocky Mountains
  • D) Cascade Range


Answer: C) Rocky Mountains
Explanation: The Rocky Mountains run through Colorado, creating the state's dramatic landscapes.

200

Which event led to the establishment of Colorado as a state in 1876?

  • A) The Louisiana Purchase
  • B) The signing of the Treaty of Guadalupe Hidalgo
  • C) The Colorado Gold Rush
  • D) The Colorado Constitution

Answer: C) The Colorado Gold Rush
Explanation: The Gold Rush brought enough settlers to Colorado, prompting its statehood in 1876.

200

What is the purpose of voting in a democracy?

  • A) To choose a king or queen
  • B) To make sure everyone agrees on every issue
  • C) To select leaders and make decisions on laws and policies
  • D) To avoid paying taxes


Answer: C) To select leaders and make decisions on laws and policies
Explanation: Voting is a way for citizens to participate in their government by choosing leaders and deciding on laws.

200

How does Colorado's economy benefit from tourism?

  • A) Tourists spend money on activities, hotels, and food.
  • B) Tourists mainly purchase agricultural products.
  • C) Tourists work in agriculture.
  • D) Tourists rarely visit Colorado.


Answer: A) Tourists spend money on activities, hotels, and food.
Explanation: Tourism is a major source of revenue for Colorado, with visitors attracted to outdoor activities, parks, and cultural events.

200

Why is saving money important?

  • A) To spend it quickly on things you want
  • B) To buy expensive items right away
  • C) To have money available for emergencies or future needs
  • D) To give it away to others


Answer: C) To have money available for emergencies or future needs
Explanation: Saving money ensures you have funds for unexpected costs or future goals, such as buying a house or education.

300

 Which of these states does NOT border Colorado?

  • A) Utah
  • B) Wyoming
  • C) Arizona
  • D) Nebraska


Answer: C) Arizona
Explanation: Arizona does not border Colorado, though Utah, Wyoming, and Nebraska do.

300

The Treaty of Fort Laramie (1851) was signed between the U.S. government and which group of people?

  • A) The Cheyenne
  • B) The Sioux
  • C) The Ute
  • D) The Navajo


Answer: B) The Sioux
Explanation: The Treaty of Fort Laramie involved the Sioux, among other tribes, in negotiations about land use and settlement.

300

What is the main job of the legislative branch of Colorado?

  • A) Enforce laws
  • B) Create laws
  • C) Interpret laws
  • D) Collect taxes


Answer: B) Create laws
Explanation: The legislative branch, including the Colorado General Assembly, creates laws that govern the state.

300

How does the mining industry affect Colorado’s economy today?

  • A) It has no effect anymore.
  • B) It is still important for producing minerals like gold and silver.
  • C) Mining is the only industry in the state.
  • D) Mining is illegal in Colorado.


Answer: B) It is still important for producing minerals like gold and silver.
Explanation: Colorado continues to be a producer of minerals, including gold, silver, and other valuable resources.

300

What does it mean to "borrow" money?

  • A) To save money
  • B) To spend money you don’t have but promise to repay later
  • C) To earn money from a job
  • D) To give money away


Answer: B) To spend money you don’t have but promise to repay later
Explanation: Borrowing money means using funds now with the agreement to pay it back later, often with interest.

400

What is the primary climate type found in Colorado?

  • A) Tropical
  • B) Desert
  • C) Arid and semi-arid
  • D) Temperate rainforests


Answer: C) Arid and semi-arid
Explanation: Much of Colorado experiences a semi-arid climate, with dry, mild winters and warm, dry summers.

400

 Which U.S. president signed the Homestead Act, which encouraged settlers to move west?

  • A) Abraham Lincoln
  • B) George Washington
  • C) Thomas Jefferson
  • D) Andrew Jackson


Answer: A) Abraham Lincoln
Explanation: The Homestead Act, signed by Abraham Lincoln in 1862, provided free land to settlers moving west.

400

Who can run for office in Colorado?

  • A) Only people with a high school diploma
  • B) Only people who are over 65 years old
  • C) Citizens of Colorado who meet the age and residency requirements
  • D) People from any country around the world


Answer: C) Citizens of Colorado who meet the age and residency requirements
Explanation: To run for office in Colorado, individuals must be U.S. citizens who meet certain age and residency requirements.

400

What does the term "supply and demand" refer to in economics?

  • A) How money is made by the government
  • B) How the amount of goods and services available affects prices
  • C) How businesses make a profit
  • D) How people get paid for their work


Answer: B) How the amount of goods and services available affects prices
Explanation: Supply and demand refer to how the availability of goods and services influences their prices in the market.

400

What is "interest" in the context of borrowing money?

  • A) The amount of money you spend on groceries
  • B) A fee paid to the lender for borrowing money
  • C) A reward for saving money
  • D) The amount of money the government gives you


Answer: B) A fee paid to the lender for borrowing money
Explanation: Interest is the additional amount you pay on top of the borrowed money as a fee to the lender.

500

What natural feature defines Colorado's western border?

  • A) The Mississippi River
  • B) The Great Plains
  • C) The Colorado River
  • D) The Rocky Mountains


Answer: C) The Colorado River
Explanation: The Colorado River serves as part of Colorado’s western border, extending into neighboring states.

500

Who were the Ute people, and where did they live?

  • A) A Native American group who lived along the Great Lakes
  • B) A group who lived in the plains of the Midwest
  • C) A Native American group who lived in Colorado’s mountains and deserts
  • D) A tribe that lived in the Pacific Northwest


Answer: C) A Native American group who lived in Colorado’s mountains and deserts
Explanation: The Ute people lived in the Rocky Mountains and the Colorado Plateau, particularly in the western part of Colorado.

500

What is the main responsibility of the U.S. Congress?

  • A) To enforce laws
  • B) To create and pass laws
  • C) To interpret laws
  • D) To represent the president


Answer: B) To create and pass laws
Explanation: The primary responsibility of Congress is to create and pass laws that govern the country.

500

Which of the following is an example of a "service" in the economy?

  • A) A book
  • B) A haircut
  • C) A car
  • D) A piece of clothing


Answer: B) A haircut
Explanation: A haircut is an example of a service, which involves providing labor or expertise rather than a physical product.

500

Why is it important to have a savings account?

  • A) To hide your money from others
  • B) To help manage and grow your money over time
  • C) To spend money more easily
  • D) To avoid paying taxes


Answer: B) To help manage and grow your money over time
Explanation: A savings account helps you keep your money safe while earning interest, and it can be used for future goals or emergencies.