Competitors
Name of the biggest competitor we face in this space
What is Flex?
Where residents can access Esusupay
What is the EsusuApp or Webportal?
This tab is where residents go to be directed to the Affirm portal.
What is the pay tab?
Where residents can go to apply for Split Pay
What is the Esusu App?
One of the many ways that we currently market to residents on Esusupay
What is email, flyers, door hangers, text messages, and through property managers?
The amount of times Flex allows you to split your payments in a month.
What is two?
Once confirmed to be living at a Esusu managed property, residents can use one of the two identifications to apply for Esusupay
What is SSN or ITIN?
This identification is required in order to apply for Affirm.
What is SSN?
The impact to residents credit score when applying for split pay
What is no impact? or 0
Two of three ways residents can access/download the Esusu App
What is the apple/google app store and the web portal directly?
Flex allows you to also split these categories on top of your rent
What is everyday bills or mortgage?
This Esusu team manages to underwriting process for the Splitpay product.
What is the loan operations team?
The amount of business days residents must apply to Esusupay before their due date
What is 7 business days?
The percentage of downpayment required to use splitpay
Four services provided by the Esusuapp
All three types of fees Flex charges to your payments
What is processing fee, membership fee and split fee? (Bonus credit card fee)
One of these three requirements is a must be order to qualify for Esusupay
What is managed renter at an enabled property, must have completed onboarding in the Esusu App and have a rent amount pulled from PMS integration?
The annual cost to to non-managed residents using the Esusupay service.
What is $59 annually?
Where residents can go to repay their split pay loans?
What is the stable home fund or rent relief portal?
The current data categories we can provide to clients on their residents loans
What is applications and approved loans?
Flex opens a line of credit for your on-going split payments. This amount is the minimum threshold for that line of credit.
This term determines the total amount residents can apply for under Esusupay including subsidies and vouchers
What is rental obligation from the PMS?
ITIN's unabbreviated form
What is Individual TaxPayer Identification Number?
The maximum amount residents can apply for split pay?
What is $5,000?
The affect Affirm has on residents credit scores if they miss payments and how credit bureaus scores interact with Affirm loans?
What is no affect?
Credit bureaus do not leverage Affirm information in their scoring systems. The resident would not be able to take out another Affirm loan.
Pay in 2 remains an Affirm-originated credit product, and Affirm has its own policies for handling missed payments and defaults, which Esusu does not control.