Special Lines Battle Board

Motorcycle

100

In order to have accessory coverage you have to have the following coverage?

1. Collision

2.Comprehensive

3. Roadside

Comprehensive

200

How much accessory coverage do most states allow customers to have for free?

$3,000

300

What coverage pays for an insured's owned personal property that is stolen from an insured vehicle or damaged during an accident?

Carried Contents

400

How much safety riding appeal is included automatically in a policy?

$500

500

What is one unacceptable risk for a motorcycle when it comes to a person's driving license?

Operator with a suspended/revoked or canceled driver's license. Operator who does not possess a valid United States, Canadian, or international driver's license. There are some exceptions to this for some states though.

PWC

100

What does PWC stand for?

Personal Water Craft

200

How old do a PWC have to be to convert from total loss coverage to Actual Cash Value?

A. Less than 1 year old

B. Greater than 2 year old

C. Greater than 3 year old

Greater than 2 year old

300

How many digits is in a HIN for a boat built after 1972 and older?

12

400

What do you put for a serial number that is shorter then 12 digits for the HIN number for a boat?

You put "0" for the rest of the serial numbers in order to move forward with the quote.

500

Where is the HIN number located at on a boat?

A. Front

B. Side

C. Back

Back

Travel Trailer

100

This type of coverage provides "homeowner-like" coverage?

Full-Timer's Package

200

This pays to repair or replace the vehicle's roof if it malfunctions, even if the cause is wear and tear?

Roof Protection Plus

300

What are two of the coverages that Pest Damage Protection will cover?

Rats, mice, insects, birds, other mom domesticated animals or other rodents and vermin

400

How much % of the deductible will decrease every year if the insured is participating in the disappearing deductible coverage and is claim free?

25%

500

Which one of these items WON'T vacation liability pay for?

A. Food

B. Clothing

C. Fuel

D. Hotel

Clothing

Motor Home

100

Can I have a policy if I have a wood burning stove in my motor home?

No

200

You can't have a motor home policy if the motor home is the ____ vehicle in the household.

Only

300

When can a customer only have liability insurance on a motor home?

A.  When the motor home is older than 1972

B.  When it has a salvage title

C.  When it already has been a claim on the motor home.

B. When it has a salvage title

400

Choose the correct permanently installed facilities that are required for a motor home?

A.  Heating

B. Flooring

C. Air conditioning

D.  Microwave

A. Heating

 C. Air Conditioning

D. Microwave

500

What does "Principally Garage "mean?

Vehicle garaged for at least 6 months in a given state.

Snowmobile

100

Is a custom-built snowmobile acceptable to have coverage on?

No

200

Are vehicles on consignment acceptable?

No, 

• Vehicles on     consignment are unacceptable because the contract states that all     coverages stop and the insured may still be held responsible for damage     caused by the vehicle.

300

ATV's with tracks on ____ wheels are acceptable.

4

400

Are snowmobiles leased or rented to other operators by insured acceptable?

No

500

Name one not acceptable risk for a snowmobile?

Operators without a permanent garaging address, including migratory, seasonal occupation, or transient risks.

Applicants who have been convicted of insurance fraud.