Coverages
One of the people that are covered with Med Pay?
Who is Yourself
This part of the policy states the amount we will pay the insured in the case of death as a result of bodily injury
The declarations page
Is Medical Payments mandatory?
NO
Medical Payment coverage pays for reasonable medical expenses for injuries from an accident, regardless of fault. Is it Mandatory?
Medical Payment coverage is NOT mandatory in California.
A secondary person that is covered on Med Pay?
Who is a relative while with you occupying insured vehicle.
The individual(s) names in Item I of the declarations of the policy are
Insured person
any insurance we provide for a vehicle you do not own is
excess coverage
Medical Payments coverage covers will sustain coverage occupying your insured car when used to carry person for a charge. True or False?
What is false.
Who else would be covered with Med Pay?
What is anyone occupying your insured vehicle with permission.
Coverage that doesn't apply to the insured is called
an exclusion
Why should I medical coverage?
Provides additional coverage for medical expenses incurred.
What are two expenses are covered with Med Pay?
X Rays, Dental Treatment including prosthetic devices, eyeglasses, hearing aids, funeral costs, professional nursing
Can Med Pay cover you while occupying a vehicle you do not own? (ie: borrowing a car or renting a car)
YES
We may discharge our liability under this coverage by payment of indemnity to
domestic partner, parent of a minor who is unmarried, estate of the insured if neither is available
Hospital and or funeral bills and other reasonable and necessary medical related injuries are all examples of Medical _________. sustained in an accident
What are medical expenses?
What is the dollar limit of Automobile Death Benefits?
What is $15,000
Is Med Pay part of your Liability coverage?
NO
This insurance provision pays the declared amount if the insured dies from bodily injuries sustained in a car accident or by being hit by a moving motor vehicle while not in one provided the death occurs within 90 days of the accident during continues total disability
accidental benefit clause
If a dispute arises over a motorists bodily injury claim this policy provision ensures that any disagreements over the insureds right to be paid for medical payments coverage will also be resolved in __________.
arbitration
Two examples of when Medical Payments coverage would apply to you while occupying a vehicle you do not own?
What is borrowing and renting a car.