Accounts
Loans
Business Services
All In Services
Credit Cards
100

Our kids accounts that are great for teaching kids to save and also gives them rewards for good grades and money for their birthday. Targets kids ages 0-15

What is Alli Cat and Cool Cat Savings?

100

A loan that requires no collateral, is good for consolidation, and has a fixed rate for up to 60 months. Term, loan amount, and rates are tier based.

What is an Unsecured Loan?

100
Allows the business to deposit checks remotely. Perfect for a business that processes a high volume of checks and/or has multiple locations.

What is Remote Check Deposit?

100
A service that allows members to check and manage their accounts from their computer.

What is Online Banking?

100

True Or False... 

Our credit card rates are much lower than larger credit card companies.

What is TRUE?

200

Checking account that comes with BaZing benefits. Has a $7 per month that cannot be waived.

What is Smart Rewards Checking?
200

A loan that members can get up to $1,000 on for up to 6 months after paying a $20 application fee and has a 28% APR.

What is a Payday Assistance Loan?

200

This services allows the business to send or receive electronic payments. Benefits businesses that receive recurring monthly payments like daycares, gyms, etc. Also a great service for any business that pays their employees electronically.

What is ACH?

200

A service that allows members to monitor their credit score, set credit score goals, and receive tips on how to improve their credit score for free.

What is Savvy Money?

200
Credit Card that requires funds to be secured, offers rewards on every purchase, and has no annual fee or balance transfer fee.

What is Secured Rewards Credit Card?

300

Second chance account for those that have had past charge offs. They can have direct deposit and a debit card, but they cannot have checks or automatic draft off of the debit card. They also aren't supposed to have overdraft.

What is You Choose Checking?

300

A loan that has a max of $1,000 and member pays back over a span of 12 months to help build credit. The member will receive funds once loan is paid in full.

What is a credit builder loan?

300

Service that offers business owners the option to accept credit/debit card payments.

What is Elavon?

300
A service that allows members to snap pictures of their checks on their mobile app to be deposited into their account.

What is Mobile Deposit?

300

This credit card has 0% APR for the first 6 months.

What is Platinum Rewards Credit Card?

400

Has a higher interest rate than a regular savings account. Allows them to still have access to their money by ACH or checks.

What is a Money Market?

400
A loan that can be defined as like a credit card without the plastic. It is great for unexpected expenses, has a fixed interest rate, and the monthly payment is 2% of the principal payment.

What is a Personal Line of Credit?

400

This service allows businesses that has the means set aside for a specific financial need but doesn't want to use it. It allows the business to still be able to meet financial and business needs while maintaining assets.

What is Commercial CD/Saving Secured Loan?

400

A service members can use to set up payments by mail or electronic check. Requires a checking account.

What is Bill Pay?

400

This credit card has a fixed interest rate, no annual fee, and no balance transfer fee, but does not come with any rewards.

What is Platinum Credit Card?

500

Checking account for anyone over the age of 50 years old that comes with one free box of checks per year, 5% discount on safe deposit box, and free coin machine usage. Has a $3 service charge if relationship balance falls below $10,000.

What is Prime Checking?

500

A loan that has a revolving line of credit and a low variable interest rate. Great for homeowners that need additional funds for home improvement, consolidation, etc. and has available equity.

What is a HELOC?

500

A service provided to businesses that has a financial need but doesn't have anything to use as collateral.

What is a Commercial Unsecured Loan?

500

A service that allows members to send money to another person using their bank account. Requires a savings, checking, and/or money market account to send or receive money.

What is Zelle?

500

What is the range of interest rates for our credit cards?

What is 11.99%-18.99%?