GICs
Online Banking
Telephone Banking
Legal POA
Random
100

What is a GIC ? 

guaranteed Investment certificate 

100

Can members replace their lost or stolen debit card through digital banking ? A. True B. False 

A. True

100

Coast-by-Phone toll free Contact Number for Canada and US 

1-888-517-7000

100

What is a legal POA?

A legal Power of Attorney is a legal agreement drawn up by a lawyer or notary public that grants one or more individuals the authority to act on behalf of another individual as agent in relation to the Donor’s financial affairs and other matters.


100

Oldest person alive?

Kane tanaka

200

Types of GICs

Redeemable GICs 

Non-Redeemable GICs 

Rising Rate GICs 

Market-Linked GICs 

US Dollar Non-Redeemable GICs

200

What is Coast Capital's own personal financial management tool that helps members budget, crush debts, grow their savings and more called?

Money Manager

200

What Can Customers do With Coast-by-Phone?

  • Check account balances
  • Transfer funds within your own accounts  
  • Pay bills and add or remove bill payment vendors
  • Review transactions or inquire about a specific cheque or deposit
  • Check current interest rates
200

True or False

A POA expires once the account holder passes away?

True

200

What happened at the  Oscars?

Will Smith slaps Chris Rock. 

300

What is a Rising rate GICs?

have built-in rate increases each year and are cashable in part or in full each year on the anniversary date

300

What is the deposit limit per 24 hours in Deposit On-the-go feature?

Limit is $20M

300

What information does the member need to provide when they use coast-by-phone?

To start using Coast-by-Phone, the member must have both:

  • The last 8 digits of the Member Card number
  • Personal Access Code (PAC)
  • Your account statement for your
    membership number and 3-digit
    sub-account number (found next
    to the account type)
300

True or False, you can not have a POA for Business Accounts

False

300

How old is the Queen?

95

400

Cons of GICs 

  • Some GICs do not offer instant liquidity in the event of an emergency (ie. Non-Redeemable GIC, Market Linked GIC)
  • Rate of inflation may exceed rate of return
  • Although interest rates provided are typically superior to chequing and savings account rates, GICs still offer a relatively low rate of return when compared with other investment types
400

You are able to transfer the funds to other coast capital savings members account through digital banking?

True or False

True 

400

What option do you need to press on dial pad to pay bills via coast by phone?

Press 2 then press 1

400

How many types of POAs are there and what are they?

 4 types- General POA, Limited POA, Enduring POA, Ordinary POA

400

Who's the first Prime Minister of Canada ? 

John Macdonald

500

What are the Interest Calculation options on GICs?

Interest on GICs are calculated on a per annum basis on the principal amount and can be paid at maturity, annually, compounded annually, or monthly.   

500

How does DMO first attempt to identify the applicant?

via their credit report in 

  1. TransUnion
  2. Equifax

or 

Canada Post Invitation

500

Members are unable to perform Inter-Member Transfers through Coast-By-Phone. 

True or False

True

500

How can a POA be revoked?

 Death of the donor (account holder), donor revoking the POA, expiration of POA (if expiry date is listed), declaration by court that the donor is mentally incapable, and notification from the public guardian trustee of BC

500

What is Elon Musk's daughter's name?

Exa Dark Siderael