fadsffv

Favorite Restaurants

100

adfadfadsfadsf

fasdfasdf

200

adfsasdfadsfasd

dfasdf

300

This type of trailer exposes our policy to slips and falls

1 of the following: Showrooms, offices, rolling stores

400

If the trailer is not on blocks and can quickly and easily be moved, it should be covered on what policy?

Auto

500

These types of trailers include things like game booths.

Amusement devices

Ineligible Exposures

100

These types of vehicles are ineligible unless it's a landscaper

Dumps

200

Sightseeing buses and other motor vehicles use for transporting members of the public are considered what type of auto?

Public autos

300

These are a type of truck (not heavy) that usually reach speeds of 55 MPH and are sold as off road vehicles

Mini-Trucks - Special vehicle types

400

These vehicles are owned by finance companies or banks when they take ownership back after missing payments

Repossessed auto - Special vehicle types

500

These types of restaurants are operated out of vehicles

Food trucks

Mandatory Underwriting Requirements

100

What is the acceptable radius of operation?

Local and intermediate use only

200

This is the maximum percentage of vehicles that can be extra heavy trucks on a policy

50% of power units

300

These are required controls for extra heavy trucks

Accident investigation program, preventative maintenance program

400

What is the maximum age of an assigned driver of a heavy truck?

No guideline but use caution, especially for anyone over 70

500

A policy with only heavy trucks is ineligible? True or false?

False - you can have up to 100% of the power units as heavy trucks

MUR

100

Minimum acceptable PD deductible on a heavy or extra heavy truck if cost new is >$75K

$1,000

200

 Drivers under this age will not be eligible

26

300

A manager review is required for all policies with what type of vehicle?

Extra heavy trucks and truck-tractors

400

The agent tells you they don't have an assigned driver and there are multiple drivers. Is this eligible?

No

500

Assigned driver of heavy truck has 1 V violation and 1 C violation. Are they eligible?

No - 1 or more C violation is ineligible

Overview & Target Market and Pricing

100

We prefer not to write heavy trucks in Small Commercial. True or false?

False - we understand these can be an important part of their needs but need to UW carefully

200

Trucks with GPS tracking devices are light average or heavy in class?

Light

300

 A truck that is driven on different routes every time it's used is light average or heavy in class?

Heavy

400

If you have a trailer used as an office that you're making an exception on, do you need to change the pricing

Yes, our liability rates do not contemplate trailers

500

If a heavy truck meets all of our guidelines you should look to add credit. True or false?

False - heavy and larger vehicles have increased exposure and we should be hesitant to apply pricing