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200

What is the stop payment fee for an e-transfer?

$3.50

200

What is the employee offer on the Escalating Rate GIC?

0.50% bonus on the 3-year Escalating Rate 

200

What is the max amortization for an auto loan for a brand new vehicle?

Extended amortization periods of up to 96 months (8 years) 

200

Name 3 credit cards with no annual fees

Aventura, Aeroplan, Dividend, Classic, Bizline

200
What is the stop-payment fee for clients who did NOT give the payee or amount?
$20
400

What is the maximum limit for sending an e-transfer for a 7 day rolling period?

$10000

400

What is the trading commission fee for staff on an IE account?

$4.95

400

What is the annual prepayment % for a closed fixed and variable flex mortgage?  

10% and 20%

400

What is the min individual and household income for the CIBC Aventura® Visa Infinite Privilege* Card?

$150k and $200k

400

What type of CIBC employees are ineligible for the Employee Banking Offer?

  • Temporary employees paid by CIBC - only entitled to one service-fee-free transaction account
  • CIBC Mellon employees 
600

What is the SWIFT code for CIBC?

CIBCCATT

600

How many years can a subscriber make RESP contributions for?

Subscribers can make contributions for beneficiaries until the beneficiary turns 31 


600

What is the min amount for a personal loan?

$3000

600

How much cash back do you get on gas and groceries on the CIBC DIVIDEND® VISA INFINITE* CARD?

4% 

600

For CIBC employees, what is the fixed rate for an auto loan?

4.93

800

What is the daily limit for sending a Global Money Transfer?

$30000

800

What is the max an individual can invest in their TFSA if they have never contributed before?

$81500

800

What is the repayment period for the Home Buyers' Plan?

15 years.


800

What is the interest rate on the Select Visa?

13.99%

800

What questions can you ask for Outbound Validation?

1. full address, including city, province and postal code?

2. business phone number?

3. intersection of your branch?

1000

What is the limit for receiving an e-transfer per transaction?

The limit when receiving an e-Transfer is $25,000 per transaction. 

1000

For a Flexible GIC, what is the min partial w/d for a certificate between $100,000 - $499,000?

Minimum $10,000

1000

What income docs are required for somebody who works part time?

Their 2 most recent federal or Quebec NOAs (or equivalent documents) or 2 most recent T4s, and one of the following dated within 45 days of the application:

  • Most recent pay stub
  • Most recent EFT payroll deposit
  • Most recent Employment Insurance (EI) EFT deposit
  • Most recent non-standard pay stub 
1000

What are three things that Payment Protector cover?  


  • Life
  • Accidental death
  • Critical illness
  • Disability
  • Involuntary unemployment
  • Involuntary loss of self-employment


1000

What is the outbound call disclosure?  Need to say it verbatim 

  • "This call is recorded and may be monitored for coaching, training, quality and security.  You can find CIBC’s privacy policy at www.cibc.com to learn more."