Who Am I?
What does VA GLWB stand for?
What is Variable Annuity with a Guaranteed Lifetime Withdrawal Benefit
What age can I pull out without penalty?
What is 59.5
What age range can you buy me?
What is 45-80
True or False:
Client can surrender the policy at anytime
What is True
Who has a lower all in fee of the 2 carriers?
What is PacLife
What two carriers offer VA GLWB on Fidelity?
What is NationWide and PacLife
What is my underlying investment?
What is Fidelity VIP 60
Who might I be appropriate for?
What is someone seeking downside risk protection and growth potential of future income
What is the interest rate credited at annually even if the market declines?
What is 5%
What is the PacLife fee excluding expense ratios?
What is the minimum purchase price?
What is $50k
What is the surrender schedule for VA GLWB?
(Both are the same)
What is 2% 2% 2% 2% 2% 0%
Which provider provides more income if start date of the income is less than 5 years?
What is NationWide
(Best Withdrawal Bands)
How do you calculate the protected payment base assuming a $100k investment after one year?
What is the higher of the Fair Market Value or $105k
How many emergency withdrawals can you take before lifetime income starts?
What is one
Which carrier offers an automatic stacking feature?
What is PacLife?
****************Daily Double****************
The guaranteed income amount is determined on what factors?
What is Age (determined at the time of the income start date), Applicable Withdrawal Rate and the value of the income benefit base
A client at risk of retiring into a bad market might choose a VA GLWB specifically to protect themselves from this major pitfall?
What is sequence of returns risk
What top three retirement risks do I solve for?
What is:
Withdrawal Risk
Market Risk
Longevity
Who is the resident VA GLWB expert on Team Skelton?
Who is Paul Dery