Unsecured Lending
What are the terms for a Quick Loan?
What is a 6month draw and 5 year repayment?
What is the origination fee for a Credit Achiever?
What is $0?
What is the annual fee for a Business Credit Card?
What is $0?
What is the # of employees for Worklife I?
What is 0-49 employees?
This closed/won referral pays out $50
What is a mortgage referral
What is the line amount dictates if a credit card is a Platinum or Signature Rewards?
What is $5,000?
Where do you go to find interest rates for loans?
What is the Consumer/Small Business Rate Sheet?
What is the max line assignment for a BizFlex Product?
What is $100,000?
What checking account does an active Worklife Code get?
What is Performance?
How much of the 1st years revenue do you get with a Wealth referral?
What is 10%?
Example: $1,000,000 at 1.5% fee = $15,000
Payout = $15,000 * 10% = $1,500
What is the reward structure for a Signature Reward Card?
What is 1.25 points on purchases?
redeemable for cash, travel, & more.
What is the difference between a HELOC and a HELOAN?
What is a HELOC is revolving and HELOAN is a lump sum payout?
What is the FFB relationship requirement for BOTH BizFlex Products?
What is a Business Checking with AFT?
What form is required BEFORE a WorkLife opportunity is worked in FF?
What is a Worklife Worksheet!
This is the payout for Merchant Servicing where the business processes less than $1m/year.
What is $100?
What is the ONE non-negotiable for a borrower to be eligible for a credit card with First Financial?
What is a social security number?
What is:
FFB Savings, CD, Investment Account?
How is the line assignment determined for BizFlex Products?
what is 15%of Gross Annual Revenue?
How frequently do we have to engage with a Tier I WorkLife?
What is 1x per quarter On-site event/meeting?
This is the payout if the Merchant referral processes more than $1m/year
What is $500?
Name 2 of the 4 unsecured products on the Product Placemat.
What is:
First Quick
Personal Line of Credit
Term Loan
Unsecured Home Renovation
How is the interest rate on a HELOC?
What is variable rate +/- prime?
Name two high risk industries?
What is: Bars, Liquor Stores, Car Dealerships, Car Washes, Truck Terminals, Truck Stops, Unsecured Loans to Contractors, Real Estate Developers, and Builders, Automotive Service Facilities, Cement Plants, Churches, Gas Stations, Convenience Stores, Greenhouses, Horses, Breeding Livestock, Trucking companies, Landfills, Loans for Speculation, Marinas, Mobile Home & Manufactured Housing Developments & Parks, Recreational & Entertainment Industries, Restaurants, Brew Pubs, Sporting Facilities (See Credit Policy for full list,) Property Management Companies
How frequently does a tier 2 WL need engaged?
What is 1x per month on-site event/meeting?
What is the payout for a closed/won Commercial referral?
What is $250?