CTR'S
The dollar amount from prompting a CTR
OVER $10,000
Where do how to submit a SAR CENTRIX help ticket?
Click "HELP" on the insider and navigate to the service catalog.
APS stands for this??
Adult Protective Services.
For check fraud you need to have one of these forms filed?
Someone suspected of Money Laundering would be subject to one of these reports?
Suspicious Activity Report
What are examples of NOT acceptable responses to occupations?
Self employed, owner, retired, company specific names
What are at least 2 pieces information is needed to complete the SAR?
For Fin Crimes to file an APS report this report must first be filed to get things started.
SAR
If the investigation can't be completed within 10 business days, the provisional credit will be issued to the members account no later than this business day?
10th business day from submission.
According to the BSA a SAR must be filed within how many days of suspicious activity?
30 days.
According to the CTR "notice to members" what are the 2 punishments for structuring?
5 years in prison and/or fine of $250,000
What period are we reviewing for potential SAR activity?
90 DAYS
State of Washington states that this age and older are classified as a vulnerable adult.
60 years of age
Both of these MUST be on the dispute form in Centrix if the member is not present in front of you otherwise the Dispute Team can't process.
Date and time
According to the FTC website. This scam involves an imposter pretending to be a family member in distress and pressuring the person to send money. (It's an old term)
Grandparent Scam
If a Power of Attorney is involved in a CTR what do they get labeled as?
Conductor (on behalf of another)
The member claimed fraud, however, the Centrix claim was denied, does the help ticket still need to be submitted?
YES if the total was fraud dollars involved was 5k or more
What are two things that APS doesn't have the authority to do?
Provisional Credit or Final Credit will post to the member's account once a day at this time?
4:00pm
on the Fraud Matrix, Online Account takeover (OAT) reaches "Moderate" at this dollar amount?
According to the Non-member CTR task instructions this should be filled in for the "other account number" box when filling out the "Transaction" section
Non-Member RIM
What type of claims require the submission of the Centrix SAR help ticket?
Any debit card fraud claims that total 5k or have an aggregate total of 5k
The NAPSA was founded in this year (not Chris ancient but not Jana young)
1989
What is the difference of expiration dates for Check stop payments vs ACH
Checks last for 6 months
ACH (single transaction) will remain in effect until 1 payment as been stopped or written notice to release
ACH (all future transactions) member is agreeing to stop all transactions regardless of dollar amount.
According to FTC if you place an alert on your credit due to ID theft. That alert will last for how many years??
7