Money Basics
Banking Tools
Spending & Access
Smart Choices
Staying Safe With Money
100

This word means putting money aside instead of spending it right away.

A. Saving

B. Balance

C. Transaction

A. Saving

100

A place that keeps your money safe and helps you manage it.

A. ATM

B. Bank

C. Withdrawal

B. Bank

100

A secret 4–6 digit code you use with your debit card — never share it.

A. Code

B. ATM

C. PIN

C. PIN

100

A plan for how you will spend and save your money.

A. Finance

B. Budget

C. Meeting

B. Budget

100

Extra money the bank gives you for keeping money in a savings account.

A. Fee

B. Interest

C. Deposit

B. Interest

200

This is something you want to save up for - like a phone, shoes, or a trip.

A. Emergency fund

B. Balance

C. Savings goal

C. Savings goal

200

An account you use for everyday spending, like food or transportation.

A. Checking account

B. Savings account

C. Debit card

A. Checking account

200

A machine where you can take out cash, check your balance, or deposit money.

A. ATM

B. Bank

C. Transaction

A. ATM

200

Things you must have vs. things that are nice to have.

A. Needs vs. Wants

B. Income vs. expenses

C. Debit vs. credit

A. Needs vs. Wants

200

A trick someone uses to steal your money or personal information.

A. Scam

B. Identity theft

C. Secure website

A. Scam

300

Money you keep for unexpected things, like a broken charger or cracked phone.

A. Balance

B. Emergency fund

C. Savings account

B. Emergency fund

300

An account meant for saving money over time — it usually earns interest.

A. Debit card

B. Savings account

C. Checking account

B. Savings account

300

Putting money into your bank account.

A. Withdrawal

B. Transaction

C. Deposit

C. Deposit

300

Extra money you have to pay for certain services, like overdrafts or out‑of‑network ATMs.

A. Interest

B. Deposit

C. Fee

C. Fee

300

When someone steals your personal information and pretends to be you.

A. Scam 

B. Secure website

C. Identity theft

C. Identity theft

400

This is the amount of money you currently have in your account.

A. PIN

B. Deposit

C. Balance

C. Balance

400

A card that lets you spend money directly from your checking account.

A. Debit card

B. Credit card

C. Checking account

A. Debit card

400

Taking money out of your bank account.

A. Deposit 

B. Withdrawal

C. Transaction

B. Withdrawal

400

Spending more money than you have in your account — this can lead to fees.

A. Withdrawal

B. Overdraft

C. Deposit

B. Overdraft

400

A safe website for buying things online — look for “https” and a lock symbol.

A. Scam

B. Secure website

C. Identity theft

B. Secure website

500

Any time money moves in or out of your account, it’s called this.

A. Mobile banking app

B. Direct Deposit

C. Transaction

C. Transaction

500

A phone app that lets you check your balance, move money, or pay bills.

A. CashApp

B. TikTok

C. Mobile banking app

C. Mobile banking app

500

When money (like a paycheck or allowance) goes straight into your account automatically.

A. Transaction

B. Direct deposit

C. Venmo 

B. Direct deposit

500

Proof of what you bought and how much you spent.

A. Budget 

B. Receipt

C. Savings Goal

B. Receipt

500

Rules you set for yourself about money, like not lending money you can’t afford to lose.

A. Financial boundaries

B. Budget

C. Savings goal

A. Financial boundaries