Products and Services
What are the types of personal checking accounts that Everwise currently offers?
Simply, Plus, Max and Opportunity
Name the seven areas of check evaluation.
Date, Payee, Dollar amount, Written amount, signature, MICR line, Endorsement
Name 3 procedures that require dual control
Card Machine, Vault, Night drop
What year did we become Everwise?
2023
Name one exception for Reg CC
New Account, Check Evaluation, Concerns with Fraud
Which Everwise Savings account earns the most dividends?
Boost High Yield Savings. At 3.00%
Name 3 types of ID that are Acceptable for Identification.
Drives License, State ID, US passport, Military ID, Alien registration card, foreign passport with Visa and approved I-94, Matricula consular card Effective 1-3-2022
What is the 1st thing you do if you are robbed?
Yell lock the door after they leave.
What year were we founded?
1931
What days of the week can funds be released using Reg CC
M-F only day not released is Sunday
What is the minimum dollar amount required to open an Certificate of Deposit?
$500
Jow many paid Holidays do we have in 2026.
12
What is the names of our Security Team
Pat Doyle and Marcia Klein
What was the hours of operation when we first opened?
1/2 hour on payday Fridays and 1/2 hour on the Saturday following Payday.
What 3 types of checks should we be cautious of?
Maker and Payee are the same, Check s Drawn on Credit Cards, checks that appear to be altered.
Name 5 member value added services
investment services, trust services, insurance services, travel services, safe deposit boxes, Notary services, signature guarantee, Wire transfer and SBA transfers
What are the terms of the current Regular CD specials that Everwise offers?
7-month 4.02%, 11-month 4.00%, 15-Month 3.87%
20-month 3.83%, 37-month 3.76%
How many people need to be present while opening the facility
2 one inside and one outside
Who is the Current CEO of Everwise?
Jason Osterhage
What Types of Check do we Generally not put a hold on
Government, Cashier and US postal money orders
What products are listed in our Elevate suite of Products. Name 2
Opportunity checking, accelerated secured car, Lift credit builder loan and savings, Auto boost and financial education programs and resources.
Banks use FDIC what does Everwise use?
NCUA. National Credit Union Share Insurance Fund
What is a CTR and a SAR?
When do you use each?
CTR= currency transaction report
Use when a cash transaction is over $10,000
SAR= Suspicious activity report
Use when you feel something maybe suspicious about a transaction.
Name 2 of the 4 ERG Groups
Ever Learning, Ever Unity, Empower her, Ever Inclusive.
True or False, f using Reg CC we do not need to do a full Evaluation on a check, because it will still be on hold when it clears.
False, we always do our due diligence on all checks.