Show:
Clients
Stocks
Bonds
Retirement
Planning for your future
100
How do you gain a client's trust?
By showing them that you value their financial well being. 
100
Am I going to make money if I buy stocks?
There is no clear answer. The value of stocks are always fluctuating. If one thing goes down, another thing may go up. You never know what may happen. 
100
Are there risks with bonds?
There is risk with everything in the financial world. That's what makes it interesting to me. 
100
What is the appropriate age to retire?
64.5, but is different for everyone based on capabilities. Working past 64.5 will increase your social security payments.
100
Where are you going to live?
Location is important. Looking for somewhere to live after you retire is crucial.
200
Are you a fiduciary?
Yes, I value my client's interest ahead of my own.
200
What are the most important things to look at when determining a stock's health?
Earnings per share, Price/Earnings ratio, Price/Book ratio.
200
Are there protection options?
Yes, there are protection options. 
200
How much money should you have saved up before you retire?
1 million to 1.5 million. 10-12 times your yearly income.
200
Who is going to take care of you when you can't take care of yourself?
Family, friends, nursing home
300
How many clients does the average financial planner have?
An average of 50 clients.
300
What is a dividend?
A dividend is a payment from the company to it's stock holders.
300
What are maturity dates?
A maturity date is when your bond is at the peak of its worth and you can cash it in without penalty.
300
Have you calculated your life expectancy?
Knowing around when you're going to die will give you a good idea of how much money that you should have saved up before you retire.
300
Where do you want to be in 30 years?
Figure out a goal to reach and figure out what steps need to be taken to achieve that goal.
400
If a clients asks you your opinion on a topic, do you give it to them?
Yes, but I try not to include a bias opinion, only a professional opinion.
400
What does "shorting a stock" mean?
This means the company essentially borrows the stock from you.
400
Fixed or Floating rate?
Fixed rate offers a fixed percentage of the of the bond's face value. A floating rate fluctuates depending on the maturity of the bond and the stock market.
400
Do you have health insurance?
Health insurance will save you money from your retirement savings. It is important to invest in.
400
What kind of life do you want to live?
Modest, wealthy?
500
Do you form bonds with your clients?
When working with a family for over 25 years and forming a bond and trust with that family, yes, you do form close relationships with your clients. But you have to remember, it is a business relationship and if you let it get to far, it can become toxic.
500
Preferred vs. Common
Preferred stock costs more and usually has a higher dividend. Common stock is any other regular stock in a company.
500
How are bonds secured?
Ongoing monitoring
500
Do you have a plan B?
A plan B when retiring is important to have. Things and circumstances change. You should be prepared for the worst.
500
Who has the ultimate decision in your future?
YOU DO!!! YOU CAN DO ANYTHING IF YOU PUT YOUR MIND TO IT!!!