Banking Fees
If you don't have this, you might have to pay a maintenance fee.
This type of financial institution is known for having better interest rates than its competitors.
Credit Union
This type of account comes with a debit card.
Checking Account
This type of fee is only charged when you're "out of network".
ATM Fee
Credit Unions don't generate any profit for shareholders--instead, they return profits to these people.
Members
When you check how much money is in your bank account, you are checking this.
Balance
This type of fee punishes you for spending more than your balance.
Overdraft Fee
People who prefer a more convenient experience might choose a bank that has this over a credit union with less advanced tech.
If you take out a loan for $5,000 and you have to pay back $5,200, you are being charged $200 of this.
Interest
To avoid ATM fees, you might be able to use this strategy when you're checking out at the grocery store.
Cash Back
Since banks are privately owned and generate income for their shareholders, we use this phrase to describe their business model.
For Profit
Whenever you take cash out of your bank account, we call it "making" this.
A Withdrawal
Despite having a reassuring name, this bank feature might drain your savings if you spend more than you have.
Overdraft Protection
Similar to the FDIC for banks, this organization insures credit unions, protecting your account in case the credit union fails.
The NCUA
This word refers to any increase in your bank account balance.
Credit