That Was Easy!
Simple act of tracking income and expenses so you don’t go broke…
What is a Budget or Spending Plan?
This morning beverage somehow costs you $150 a month if you buy it daily.
What is coffee?
This does NOT grow on trees!
What is money?
This annual event makes people wake up at 4 AM to fight over discounted TVs….
What is Black Friday?
The magical rule that splits your budget into needs (50%), wants (30%), and savings (20%).
What is the 50/30/20 rule?
If you spend more than you make, you end up in this unfortunate situation.
What is in debt or broke?
This monthly expense is usually the largest expense…
What is rent or mortgage payment?
The three main categories of a budget are income, expenses, and this.
What is savings?
The magical word you type in at checkout to knock a few dollars off your purchase.
What is a promo or coupon code?
If you budget like a boss, you’ll have one of these to handle unexpected car repairs or medical bills.
What is an emergency fund?
Best way to avoid overspending at the grocery store is to make one of these before you go.
What is a shopping list?
This popular online shopping app makes you feel like you got a deal, even though you just spent $80 on things you never planned to buy.
What is Amazon?
The easiest way to make your money grow.
What is investing?
The best way to shop at expensive department stores—without paying full price.
What is an outlet or waiting for a sale?
If you think of saving money as paying yourself first, you’re already a budget boss.
What is automatic savings or Pay Yourself first rule?
Money set aside for unexpected expenses like car repair bills
What is an emergency fund?
This sneaky little charge appears on your bank statement when you forget to cancel that “free trial.”
What is a subscription?
This type of debt comes with high interest rates and can sneak up on you if you’re not careful.
What is credit card debt?
Best way to score expensive tech items at a discount
What is buying Open Box Deals or refurbished?
A budget boss knows this “free money” from work is too good to pass up.
What is a 401 K Match?
This simple concept helps you avoid going broke every month—spend less than you earn.
What is Living within your means?
This fast and convenient payment method ensures you have no idea how much money you’re actually spending.
What is Apple Pay or Tap to Pay or Swipe?
The “free money” your employer might give you if you contribute to your retirement savings.
What is a 401K match?
You can often haggle the price down in these places….
What is car dealerships, flea markets, thrift stores, furniture stores, etc.
A true budget boss doesn’t care about keeping up with these people.
What is “the Joneses” or social media influencers?