Jobs
What is the popular website to look at jobs and apply for them?
Indeed
Is a credit card free money and do you need to pay it back?
No, it's money you borrow from the bank or company. It's not free money. You pay it back and more.
Where can you apply for loans and free money to go to college?
FAFSA
How much should you have saved up in case of an emergency?
3x your rent
Most companies want you to come in and get a paper application from them. True or False and why?
False; most companies want you to apply online
What is interest?
Are student loans free money you don't have to pay back?
No. You have to pay back student loans
It's cheaper to not have health insurance than it is to have insurance. True or False and why?
False; without having insurance.... medical appointments and emergencies can be alot more expensive
What is the piece of document that you should attach to your application called? And what does/should it look like format wise?
A resume. It should have your education, work history, skills and achievements
What is a good credit score?
670 and above
Can you declare bankruptcy on student loans?
No you can't
To figure out expenses with income and bills is called?
Budgeting
What should you wear to a job interview?
You should wear business casual. A nice top, pair of pants and shoes.
The lower your _____ score is the _____ your _____ will be.
credit, higher, payment
What's forbearance? Does interest still accrue on forbearance?
Forbearance is to lower or eliminate your payments due to financial hardships and such. Interest will still accrue on forbearance
What is the average rent for a one bedroom apartment in SLC?
1300
What are body language skills you should have while interviewing with your future employer? How should you answer if they ask why you're quitting your current/previous job?
Eye contact, good posture, no fidgeting hands, firm hand shake and sound confident.
Do not talk about why you hate your job or company. Instead tell them you think it's a prime time to grow with their company and you can utilize your skills to do so with this employment opportunity.
What is the max amount you should keep a balance on your credit card in order to maintain a good credit score?
30 percent or less
Does student loans go away after you die?
Federal student loans will go away but private student loans might be inherited down to your family to pay off.
Can a eviction pop up on a credit report?
Yes, your future landlord can pull your credit and might not rent out to you if there are past of evictions on your record.