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Banking
Spending Plans
Expenses
Personal Finance
RANDOM
100

One of the factors people use when choosing a bank.

What is location, convenience, rates, or fees?

100
This is something every spending plan should have.
What are goals?
100
Examples of this type of expense include mortgage/rent, insurance, real estate taxes, and vehicle registration.
What are fixed expenses?
100
This is what credit card companies charge for use their money.
What are finance charges?
100
When saving money for a longer period of time, but you would still like easy access in case of an emergency, this type of investment typically has better yielding interest rates than a standard savings account.
What is Certificate of Deposit (CD)?
200
A request for your bank to pay another party from funds in your account.
What is a check?
200

This may include your paycheck, child support, alimony, investment income, disability, and Social Security.

What is your source of income?

200

The easiest type of expenses to adjust.

What are flexible/variable expenses?

200
The best way to reduce your credit card debt.
What is pay more than the minimum payment required?
200
This is the best way to protect your credit rating.
What is pay your bills on time?
300
This should be performed monthly to ensure proper record keeping and help protect against identity theft.
What is a bank reconciliation?
300
The term used to describe the things you spend your money on.
What are expenses?
300
Using these reduce your grocery bill, which is one way to help lower your monthly flexible/variable expenses.
What are coupons?
300
When possible, it is better to buy a home rather then rent because purchasing real estate is considered an investment. As you pay off your mortgage you build this.
What is equity?
300
When paying of debt owed to more than one creditor, the best plan is to begin by paying extra money each month to the creditor with this.
What is the smallest amount owed with the highest interest rate?
400
The limit of money deposited in a bank that is insured by the FDIC.
What is $100,000.00?
400

One of two types of expenses.

What are fixed or flexible (variable) expenses? 

For example, fixed costs are rent and insurance. Meanwhile, some variable costs are groceries 

400
Examples of this type of expense include groceries, wireless telephone, electric, heating oil/gas, and gasoline.
What flexible/variable expenses?
400
Preferably, the only types of purchases that should be financed are these.
What are large purchases (such as a house or car)?
400
The best time to begin saving for retirement.
What is As Soon As Possible?
500
This happens when you write checks for more money than is in your account.
What is an overdraft?
500
Every spending plan should be this.
What is realistic?
500
One of the ways (relating to time) that expenses occur.
What is monthly, annually, quarterly, periodically, etc..?
500
Calculate this by taking the total amount of money and assets you have and subtracting the total amount of money you owe.
What is your Net Worth?
500

How do you improve your credit

 Pay your loans/ credit cards on time, keep credit card balances low, and have a long credit history.