Show:
Banking
Spending Plans
Expenses
Personal Finance
Hodge Podge
100
One of the factors people use when choosing a bank.
What is location, convenience, rates, or fees?
100
This is something every spending plan should have.
What are goals?
100
Examples of this type of expense include mortgage/rent, insurance, real estate taxes, and vehicle registration.
What are fixed expenses?
100

This is what credit card companies charge for use their money.

What are interest and fees?

100

Key things to think about when writing a business plan.

What is market, location, expenses?

200

A request for your bank to pay another party with a paper form from funds in your account.

What is a check?

200
This may include your paycheck, child support, alimony, investment income, and/or other income.
What is your source of income?
200
The easiest type of expenses to adjust.
What are flexible/variable expenses?
200
The best way to reduce your credit card debt.
What is pay more than the minimum payment required?
200
This is the best way to protect your credit rating.
What is pay your bills on time?
300

This should be performed monthly to ensure proper record keeping and help protect against identity theft.

What is check your bank statement?

300
The term used to describe the things you spend your money on.
What are expenses?
300
Using these reduce your grocery bill, which is one way to help lower your monthly flexible/variable expenses.
What are coupons?
300
When possible, it is better to buy a home rather then rent because purchasing real estate is considered an investment. As you pay off your mortgage you build this.
What is equity?
300

When paying of debt owed to more than one creditor, the best plan is to begin by paying extra money each month to the creditor with this.

What is the  the highest interest rate?

400

A deposit that earns a higher interest rate

What is a CD or High Yield Interest Rate

400
One of two types of expenses.
What are fixed or flexible (variable) expenses?
400
Examples of this type of expense include groceries, wireless telephone, electric, heating oil/gas, and gasoline.
What flexible/variable expenses?
400

Preferably, the only types of purchases that should be financed are these.

What are large purchases (such as a house or car)?

400
The best time to begin saving for retirement.
What is As Soon As Possible?
500
This happens when you write checks for more money than is in your account.
What is an overdraft?
500
Every spending plan should be this.
What is realistic?
500

Types of expenses (related to time), and how often they occur.

What are monthly, annual, quarterly, periodic, etc.?

500

Calculate this by taking the total amount of money and assets you have and subtracting the total amount of money you owe.

What is your Net Worth?

500

This represents the amount of money left over after all bills have been paid.

What is discretionary or net income?