Debit Cards
Credit Cards
Credit Scores
Credit History
Bonus Questions
100
A type of debit card that has money loaded onto it before it can be used to complete transactions. Also a type of credit card.
What is a pre-paid card?
100
A type of credit card that does not contain a maximum borrowing limit.
What are charge cards?
100
A value that represents the highest credit score range possible signifying "excellent" credit. A number.
What is "800"?
100
In regards to credit scores, there is no way to quickly (blank) low scores. Three letter verb.
What is fix?
100
Hitchcock used chocolate syrup to portray the blood in the shower scene for this famous 1960 film.
What is Psycho?
200
Fees that occur when money is withdrawn from a bank account and the available balance goes below zero. A common problem with debit cards.
What are overdrafts?
200
A type of credit card where the holder's credit score rating determines the card's borrowing limits.
What are standard or premium credit cards?
200
A four letter alternative to credit scores that are produced from software developed by Fair Isaac and Company.
What are FICO scores?
200
An activity, along with checking your credit report regularly and reducing your debt, that helps maintain good credit history.
What is setting up payment reminders?
200
This film was the first animated feature film to ever be nominated for the coveted Best Picture Academy Award.
What is Beauty and the Beast?
300
A type of debit card that is designed exclusively for use on the Internet.
What are "online" debit cards?
300
The evaluation of a potential borrower's ability to repay debts. Using a credit card can increase this.
What is a credit rating?
300
The measurement of how often obligations are paid in a timely manner. Makes up 35% of credit score calculations.
What is payment history?
300
This amount of time is how long foreclosures and late payments can remain on your credit report effectively impacting your credit history.
What is 7 years?
300
A cinema lover's favorite snack. Over 70 quarts are consumed by the average American every year.
What is popcorn?
400
An advantage of debit cards is their ease of use and their ability to access cash at this type of bank equipment.
What are ATM machines?
400
A form of cyber crime that commonly occurs when credit card numbers are stolen.
What is identity theft?
400
One of the three major credit reporting agencies besides Equifax and Experian.
What is TransUnion?
400
Another term for credit history.
What is credit reputation?
400
This popular film from 2008 has spawned three sequels and had the biggest opening ever for a film directed by a woman, and also for a film starring a woman.
What is Twilight?
500
A type of deposit account at banks that is tied to a debit card. Transactions directly remove funds from this.
What is a checking account?
500
The time the credit card customer has to pay the balance before interest is assessed on the outstanding balance.
What is a grace period?
500
In regards to credit scores, the higher the credit score the lower the assumed credit (blank) of the credit applicant.
What is risk?
500
A rate that can be impacted by poor credit history or low credit scores. Also known as APR.
What is annual percentage rate?
500
This film is the only "horror" movie to win the Best Picture Academy Award. It is also one of only three films that have swept the "Big Five": Best Picture, Best Director, Best Actor, Best Actress, and Best Screenplay.
What is Silence of the Lambs?