Loans
These interest periods offer more flexibility for depositing and withdrawing money without loss of interest.
What is short term?
These are the four common methods of risk management.
What are "avoid, reduce, transfer, assume?"
This is what the FTC requires to be displayed on the Buyer's Guide sticker of a used car.
What is a description of warranty coverage or lack of it?
This official form is filled out when you start a new job and tells your employer how much federal income tax to withhold from your paycheck.
What is a W-4 form?
This term refers to a natural fuel such as coal, oil, or natural gas, formed from the remains of ancient plants and animals.
What is a fossil fuel?
What is required when a borrower has a down payment of less than 20% of the purchase price?
When is PMI required?
This term means it provides for double benefits if death is accidental.
What is double indemnity?
This is a legal document that proves ownership of a property.
What is a title?
This term refers to the amount of money you earn before taxes and deductions are taken out.
What is gross income?
This is the cost per weight or measure of a product.
What is unit price?
This credit is a short-term loan at a high interest rate that is granted regardless of the borrower's credit history.
What is "easy access?"
This insurance is most similar to a supplemental insurance plan.
What is Medigap Insurance?
This refers to the length of time you agree to lease a vehicle, typically lasting 24, 36, or 48 months.
What is the lease term?
This is the measure of the amount of work a person can do in a specific amount of time.
What is productivity?
This decision-making tool helps you determine if an action or purchase is worthwhile by comparing what you'll gain to what it will cost you.
What is cost-benefit analysis?
This credit is granted based on a signed credit agreement.
What is "Unsecured Credit?"
This is a term for beneficiaries who are family members.
What are heirs?
If a borrower fails to repay their car loan, this legal action allows the lender to take back and sell the vehicle.
This is a subgroup within the career clusters that reflects occupations requiring similar knowledge and skills.
What is a career pathway?
This system is one that individuals can use to acquire, organize, maintain, and use information.
personal information management (PIM)
What is true regarding high-risk borrowers?
What is "They will have trouble getting credit?"
This type of investment provides an individual with voting rights and receives dividends when declared by the company.
What is common stock?
This is the total amount a buyer will pay for a vehicle over time, including the down payment, monthly payments, interest, taxes, and fees.
What is the total cost of ownership?
This is a condition in which workers are employed only part-time or are overqualified for their jobs.
What is underemployment?
This is an organization that aids people in need.
What is a charity?