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Banking
Spending Plans
Expenses
Personal Finance
Fun Stuff
100
One of the factors people use when choosing a bank.
What is location, convenience, rates, or fees?
100
This is something every spending plan should have.
What are goals?
100

The things that I don't have to have yet purchase. 

What are wants?

100
This is what credit card companies charge for use their money.
What are finance charges?
100
When saving money for a longer period of time, but you would still like easy access in case of an emergency, this type of investment typically has better yielding interest rates than a standard savings account.
What is Certificate of Deposit (CD)?
200
A request for your bank to pay another party from funds in your account.
What is a check?
200
This may include your paycheck, child support, alimony, investment income, and/or other income.
What is your source of income?
200
Using your disposable income to encompass all of your debt, scheduled monthly.

What is a budget?

200
The best way to reduce your credit card debt.
What is pay more than the minimum payment required?
200
This is the best way to protect your credit rating.
What is pay your bills on time?
300
This should be performed monthly to ensure proper record keeping and help protect against identity theft.
What is a bank reconciliation?
300
The term used to describe the things you spend your money on.
What are expenses?
300

Using these can reduce your grocery bill and other necessary shopping which is one way to help lower your monthly expenses.

What are coupons?

300
When possible, it is better to buy a home rather then rent because purchasing real estate is considered an investment. As you pay off your mortgage you build this.
What is equity?
300
When paying of debt owed to more than one creditor, the best plan is to begin by paying extra money each month to the creditor with this.
What is the smallest amount owed with the highest interest rate?
400

The limit of money deposited in a bank that is insured by the FDIC.

What is $250,000.00?

400
One of two types of expenses.
What are fixed or flexible (variable) expenses?
400
Asking for help and change in your circumstances beyond what you are capable of physically doing?

What is prayer?

400
Preferably, the only types of purchases that should be financed are these.
What are large purchases (such as a house or car)?
400
The best time to begin saving for retirement.
What is As Soon As Possible?
500
This happens when you write checks for more money than is in your account.
What is an overdraft?
500
Every spending plan should be this.
What is realistic?
500
One of the ways (relating to time) that expenses occur.
What is monthly, annually, quarterly, periodically, etc..?
500
Calculate this by taking the total amount of money and assets you have and subtracting the total amount of money you owe.
What is your Net Worth?
500

This represents the amount of money left over after all bills have been paid.

What is discretionary income?