Finances and Mental Health
Financial Wellness
the act of subtly affecting the result of a sports game in order to reach a specific score margin.
What is point shaving?
The two main categories of gambling.
What are games of chance and games of skill?
This scam involves a fake website, text, or phone calls aimed at getting your personal info
What is Phishing?
The payday loan gets its name from this: the typical time frame within which the loan must be repaid.
What is fourteen days?
On the wellness scale, on average, this annual income represents a shift from negative to positive numbers.
40, 80, or 100
What is 80?
In sports betting, this number can change according to the response from bettors leading up to the event.
What is the betting line?
Gambling affects this part of the brain, which releases feelings of pleasure and reward
What is Dopamine?
This scam involves fake audio or video of a trusted source.
What are deepfakes?
Payday lenders may agree to lend to those who have trouble getting a loan elsewhere, primarily because they do not require these.
What is a credit check?
A measure of how someone perceives their personal wellness
What is Evaluative wellness?
The false belief that you have some inside control over an outcome when you don't--quite popular among sports bettors.
What is Illusion of Control?
The brain of a gambling addict tends to show just as intense a response to this as it does to a win.
What is the anticipation of a win or loss?
This scam involves a potential love connection that turns sour
What is a Romance Scam?
The term referring to the ever-increasing debt as one is continually unable to repay a loan, and each missed payment brings them further from their goal.
What is a poverty trap?
Financial instability can take a toll on one's mental health, causing a variety of issues including this one that may keep you up at night
What is insomnia?
If Connor is betting on the Royals, who are favored to win against Miller, and the betting line is 4, what does the Riffel score need to be if the Miller score is 9, in order for Connor to win?
What is 13?
The use of brightly lit, windowless rooms and free drinks are examples of these.
What are intermittent reinforcements?
This scam involves inflating stocks to make them look more desirable
What is an investment scam?
The percentage of payday borrowers who fail to repay their loan after the first fourteen days.
What is 80%?
What is more control?
What is a tie of 98-98
Signs that you or someone you love may have a gambling problem includes impacts on employment, relationships, and this kind of forbidden activity:
What is criminal or illegal activity?
If you think someone has stolen your identity via credit card, this is the first thing you should do
Contact your financial institution
A type of background check/risk assessment that determines whether a potential borrower is likely to repay their loan--payday loans don't bother with these, though!
What is underwriting?