Investing
Mortgages
Corporate Finance
The Euro
100

The practice of spreading investments across various asset classes to reduce risk.

Diversification

100

This upfront payment is typically a percentage of the home's purchase price, paid by the borrower at closing.

What is a down payment?

100

This method calculates a company’s cost of capital, balancing the cost of debt and equity in proportion to their use in the company’s capital structure.

WACC

100

What is the name of the Swiss currency?

Swiss Franc

200

This market condition is characterized by rising stock prices and investor confidence

Bull Market

200

The legal process through which a lender takes possession of a property due to a borrower's default.

What is foreclosure?

200

This type of ratio, including metrics like the current ratio and quick ratio, assesses a company’s ability to meet its short-term liabilities.

What are liquidity ratios?

200

What vote caused the UK to leave the European Community?

Brexit

300

The ratio that compares a company's share price to its earnings per share is known as this.

P/E

300

This is the process of determining a property's value, often required by lenders before approving a mortgage.

Appraisal


300

This process, often used in mergers and acquisitions, involves a comprehensive appraisal of a company's assets, liabilities, and commercial potential.

Due Dilligence

300

Name a European currency that was replaced by the Euro

DM, Franc, Lira, Peso etc

400

This statistical measure indicates how volatile a stock is relative to the overall market.

Beta

400

This type of mortgage has an interest rate that can change periodically based on market conditions.

What is an adjustable-rate mortgage (ARM)?

400

This valuation method estimates the present value of a company’s expected future cash flows, adjusted by a discount rate that reflects the risk of those cash flows.

Discounted Cash Flow DCF


400

Name a country in the European Community NOT using the Euro as its currency

Denmark - Uses the Danish krone (DKK)
Sweden - Uses the Swedish krona (SEK)
Poland - Uses the Polish złoty (PLN)
Czech Republic - Uses the Czech koruna (CZK)
Hungary - Uses the Hungarian forint (HUF)
Romania - Uses the Romanian leu (RON)
Bulgaria - Uses the Bulgarian lev (BGN)

500

Investing a fixed amount of money at regular intervals regardless of market conditions.

What is dollar-cost averaging?

500

This government-sponsored enterprise buys and securitizes mortgages, helping to provide liquidity in the mortgage market.

What is Fannie Mae?

500

This financial strategy involves funding a company’s operations with more debt than equity, potentially increasing returns to shareholders but also risk.

What is leverage?

500

This institution, based in Frankfurt, Germany, is responsible for managing the euro and setting monetary policy for the Eurozone.

What is the European Central Bank?